2017‘s Best Reviews: Bad Credit Services & Offers

Our experts conduct regular reviews of services and financing offers for people with bad credit, rating each based on factors such as reputation, affordability, and general terms. Choose a category below for our latest rankings:

Credit Cards

The top unsecured, secured, and prepaid cards for bad credit.

Experts' Top Rated
total-bc

Total VISA® Credit Card

★★★★★

4.7 out of 5

see all Credit Cards (10) »

Debt Relief

Services specializing in relieving and consolidating consumer debt.

Experts' Top Rated
consolidated-debt

Consolidated Credit Counseling Services

★★★★★

4.8 out of 5

see all Debt Relief (4) »

Personal Loans

Lending services, cash loans, and other reputable financing options.

Experts' Top Rated
personal-loans-poor-credit

PersonalLoans.com

★★★★★

5.0 out of 5

see all Personal Loans (5) »

Credit Repair

Well-known agencies that specialize in fixing and removing bad credit.

Experts' Top Rated
lexington-law-credit-repair

Lexington Law

★★★★★

4.8 out of 5

see all Credit Repair (5) »

Credit Score Service

Services that enable consumers to check credit reports and FICO score.

Experts' Top Rated
transunion

TransUnion 3-Bureau Credit Monitoring

★★★★

4.0 out of 5

see all Credit Score (3) »

Bankruptcy

Options for discussing and/or filing bankruptcy with a professional.

Experts' Top Rated
TBL-1

Total Bankruptcy

★★★★★

4.8 out of 5

see all Bankruptcy (3) »

Auto Loans

New purchase, refinance, and other car loan options for bad credit .

Experts' Top Rated
ace-auto-4

Auto Credit Express

★★★★★

4.9 out of 5

see all Auto Loans (3) »

Home Loans

Subprime finance services for mortgages and home refinancing.

Experts' Top Rated
Quicken1

Quicken Loans® Home Loans‎

★★★★★

4.7 out of 5

see all Home Loans (7) »