All articles tagged: “Mortgages” (Page: 4)

(91 total)

Study

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Study Says Credit Unions Expect Mortgage Growth to Slow

Study Says Credit Unions Expect Mortgage Growth to Slow

In recent years, the rate of interest charged for home mortgages has been at historic lows. While this has led to a boom in home purchases, the... read more »

Mike Randall

By: Mike Randall • 2/6/14

Blog

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Are Adjustable Rate Mortgages Good or Bad for Your Credit?

Are Adjustable Rate Mortgages Good or Bad for Your Credit?

While mortgage interest rates are still near historically low levels, they have recently begun creeping up. As a result, potential home buyers... read more »

Mike Randall

By: Mike Randall • 2/1/14

Blog

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What are the Pros and Cons of Reverse Mortgages?

What are the Pros and Cons of Reverse Mortgages?

You may have seen the advertisements recently telling you that you are sitting on a pile of cash in the form of your house. They aren’t telling... read more »

Cormac Reynolds

By: Cormac Reynolds • 1/31/14

Blog

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Financial Factors to Consider When Buying a House

Financial Factors to Consider When Buying a House

You have been working on improving your credit and you are ready to apply for a mortgage so you can finally buy your dream house. You are tired... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 1/4/14

Study

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Study Examines the Hazards of GSEs

Study Examines the Hazards of GSEs

Government-sponsored entities (GSEs) like Fannie Mae and Freddie Mac play a huge role in the U.S. housing market. These organizations guarantee... read more »

David Andrew

By: David Andrew • 12/2/13

Blog

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What is an Adjustable Rate Mortgage and How Does it Work?

What is an Adjustable Rate Mortgage and How Does it Work?

When you apply for a mortgage loan, you will have the choice between a fixed rate mortgage and an adjustable rate mortgage. A fixed rate mortgage... read more »

David Andrew

By: David Andrew • 11/29/13

Blog

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4 Ways to Get a Home Loan When You Have Bad Credit

4 Ways to Get a Home Loan When You Have Bad Credit

When you apply for a home loan, lenders are going to take a good hard look at your credit score before making a decision. If your credit score is... read more »

David Andrew

By: David Andrew • 11/23/13

Blog

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What is a Reverse Mortgage and How Does it Work?

What is a Reverse Mortgage and How Does it Work?

A reverse mortgage is a financial instrument that allows people over the age of 62 to access a portion of the equity in their home as cash... read more »

Mike Randall

By: Mike Randall • 11/11/13

Blog

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Why Are Pre-approved Mortgages Disappearing?

Why Are Pre-approved Mortgages Disappearing?

Setting up a pre-approved mortgage loan can be convenient when you are looking for your new home. It is nice to have your financing locked down... read more »

David Andrew

By: David Andrew • 11/7/13

Blog

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Understanding Qualified Mortgages

Understanding Qualified Mortgages

Buying or building a home can be an overwhelming process, especially when you factor in the challenge of finding the right mortgage for your... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 11/6/13

Study

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Consumers More Likely to Make Timely Payments on Home Loans

Consumers More Likely to Make Timely Payments on Home Loans

When it comes to paying off debts, Americans do not treat all bills with the same priority. A recent study has shown Americans are more likely to... read more »

David Andrew

By: David Andrew • 10/14/13

Study

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3 in 10 American Consumers May Not Qualify for a Home Loan

3 in 10 American Consumers May Not Qualify for a Home Loan

While the American housing market is starting to improve, it still has not recovered from the housing bubble. One of the reasons why the market... read more »

David Andrew

By: David Andrew • 10/7/13

Blog

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How Your Credit Affects the Price of Your Mortgage

How Your Credit Affects the Price of Your Mortgage

Your credit score plays an important role throughout your life. One very important situation will be when you apply for a mortgage loan to buy a... read more »

David Andrew

By: David Andrew • 9/21/13

Blog

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How a Mortgage Helps and Hurts Your Credit Score

How a Mortgage Helps and Hurts Your Credit Score

With the recent improvements to economic conditions in our country, many Americans are thinking of buying a home and taking on a mortgage. And if... read more »

Mike Randall

By: Mike Randall • 8/24/13

Study

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Study Finds the Benefits of Owning Versus Renting a Home Still Hold True

Study Finds the Benefits of Owning Versus Renting a Home Still Hold True

Since the housing bubble burst and home values plummeted, Americans have begun to question whether it still makes financial sense to buy a home.... read more »

David Andrew

By: David Andrew • 8/22/13

Study

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Mortgage Lenders with Bad Credit Insolvencies Coming to an End

Mortgage Lenders with Bad Credit Insolvencies Coming to an End

It’s no secret the recent “great recession” was largely caused at the hands of mortgage lenders with all-too-lenient credit requirements. A... read more »

Steven Tumulski

By: Steven Tumulski • 7/25/13