(77 total)
Study
100,000+ views
3 min read
The easiest way to get bad credit is by not paying your bills. Anyone who’s missed even a single payment on their credit cards or loans will... read more »
By: BadCredit.org Staff • 10/1/14
Study
100,000+ views
1 min read
Tight credit markets since the Great Recession continue to dampen mortgage originations in Ohio and several other states. The study conducted by... read more »
By: Mike Randall • 5/12/14
Blog
100,000+ views
1 min read
If you are struggling to make your monthly mortgage payments or your existing mortgage interest rate is higher than current market rates, you may... read more »
By: BadCredit.org Staff • 4/30/14
Blog
100,000+ views
1 min read
Moving into your own space and establishing your initial home environment is an incredibly exciting time, but don’t let enthusiasm keep you from... read more »
By: Stefanie O'Connell • 4/28/14
Blog
100,000+ views
1 min read
To millions of people all over our country, the American dream of home ownership seems more like a pipe dream. Even if we’ve worked our way up... read more »
By: Mike Randall • 4/15/14
Blog
100,000+ views
1 min read
Your credit score is essentially a grade for your money management history. When you fail to make mortgage payments to the point that your home... read more »
By: Stefanie O'Connell • 4/7/14
Blog
100,000+ views
1 min read
Of all the purchase decisions we make in our lives, few are as nerve-racking or as important as buying a home. And it’s not just finding the... read more »
By: Mike Randall • 4/5/14
Blog
100,000+ views
1 min read
If you’re a home buyer and are shopping around for a mortgage, you’re bound to come upon the term “good faith estimate” or GFE. Sure, your... read more »
By: Mike Randall • 3/26/14
Blog
100,000+ views
1 min read
Since mortgage lenders don’t have a single rate for the loans they offer, they use a mortgage rate sheet to determine the interest rate they will... read more »
By: Mike Randall • 3/22/14
Blog
100,000+ views
1 min read
If you’re considering buying a home, you’ve got a big choice to make. Do you go with a fixed rate mortgage or an adjustable mortgage? What’s best... read more »
By: Mike Randall • 3/20/14
Blog
100,000+ views
1 min read
Anyone who has shopped for a mortgage in the past five years or so has probably discovered it’s much more difficult to get a loan now than it was... read more »
By: Mike Randall • 2/12/14
Study
100,000+ views
1 min read
In recent years, the rate of interest charged for home mortgages has been at historic lows. While this has led to a boom in home purchases, the... read more »
By: Mike Randall • 2/6/14
Blog
100,000+ views
1 min read
While mortgage interest rates are still near historically low levels, they have recently begun creeping up. As a result, potential home buyers... read more »
By: Mike Randall • 2/1/14
Blog
100,000+ views
1 min read
You may have seen the advertisements recently telling you that you are sitting on a pile of cash in the form of your house. They aren’t telling... read more »
By: Cormac Reynolds • 1/31/14
Blog
100,000+ views
1 min read
You have been working on improving your credit and you are ready to apply for a mortgage so you can finally buy your dream house. You are tired... read more »
By: BadCredit.org Staff • 1/4/14
Study
100,000+ views
1 min read
Government-sponsored entities (GSEs) like Fannie Mae and Freddie Mac play a huge role in the U.S. housing market. These organizations guarantee... read more »
By: David Andrew • 12/2/13
Blog
100,000+ views
1 min read
When you apply for a mortgage loan, you will have the choice between a fixed rate mortgage and an adjustable rate mortgage. A fixed rate mortgage... read more »
By: David Andrew • 11/29/13
Blog
100,000+ views
1 min read
When you apply for a home loan, lenders are going to take a good hard look at your credit score before making a decision. If your credit score is... read more »
By: David Andrew • 11/23/13
Blog
100,000+ views
1 min read
A reverse mortgage is a financial instrument that allows people over the age of 62 to access a portion of the equity in their home as cash... read more »
By: Mike Randall • 11/11/13
Blog
100,000+ views
1 min read
Setting up a pre-approved mortgage loan can be convenient when you are looking for your new home. It is nice to have your financing locked down... read more »
By: David Andrew • 11/7/13
Blog
100,000+ views
1 min read
Buying or building a home can be an overwhelming process, especially when you factor in the challenge of finding the right mortgage for your... read more »
By: BadCredit.org Staff • 11/6/13
Study
100,000+ views
1 min read
When it comes to paying off debts, Americans do not treat all bills with the same priority. A recent study has shown Americans are more likely to... read more »
By: David Andrew • 10/14/13
Study
100,000+ views
1 min read
While the American housing market is starting to improve, it still has not recovered from the housing bubble. One of the reasons why the market... read more »
By: David Andrew • 10/7/13
Blog
100,000+ views
1 min read
Your credit score plays an important role throughout your life. One very important situation will be when you apply for a mortgage loan to buy a... read more »
By: David Andrew • 9/21/13
Blog
100,000+ views
1 min read
With the recent improvements to economic conditions in our country, many Americans are thinking of buying a home and taking on a mortgage. And if... read more »
By: Mike Randall • 8/24/13