How Do Mortgage Payments Affect Credit Scores?
Prospective homebuyers with poor credit scores often face challenges when shopping for mortgages. Typically credit scores below 680 lead to... read more »
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Guide
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Prospective homebuyers with poor credit scores often face challenges when shopping for mortgages. Typically credit scores below 680 lead to... read more »
Blog
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WASHINGTON, D.C. — The U.S. Supreme Court Tuesday ruled in favor of homeowners rescinding a mortgage due to the bank’s failure to uphold... read more »
Study
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A pair of real estate economists claim they’ve found a new quirk in the post-recession housing market — not knowing the price of their homes may... read more »
Study
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Since the end of the Great Recession, policymakers, academics and economists have been struggling with a very difficult question — what should we... read more »
Study
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The easiest way to get bad credit is by not paying your bills. Anyone who’s missed even a single payment on their credit cards or loans will... read more »
Study
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Tight credit markets since the Great Recession continue to dampen mortgage originations in Ohio and several other states. The study conducted by... read more »
Blog
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If you are struggling to make your monthly mortgage payments or your existing mortgage interest rate is higher than current market rates, you may... read more »
Blog
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Moving into your own space and establishing your initial home environment is an incredibly exciting time, but don’t let enthusiasm keep you from... read more »
Blog
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To millions of people all over our country, the American dream of home ownership seems more like a pipe dream. Even if we’ve worked our way up... read more »
Blog
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Your credit score is essentially a grade for your money management history. When you fail to make mortgage payments to the point that your home... read more »
Blog
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Of all the purchase decisions we make in our lives, few are as nerve-racking or as important as buying a home. And it’s not just finding the... read more »
Blog
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If you’re a home buyer and are shopping around for a mortgage, you’re bound to come upon the term “good faith estimate” or GFE. Sure, your... read more »
Blog
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Since mortgage lenders don’t have a single rate for the loans they offer, they use a mortgage rate sheet to determine the interest rate they will... read more »
Blog
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If you’re considering buying a home, you’ve got a big choice to make. Do you go with a fixed rate mortgage or an adjustable mortgage? What’s best... read more »
Blog
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Anyone who has shopped for a mortgage in the past five years or so has probably discovered it’s much more difficult to get a loan now than it was... read more »
Study
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In recent years, the rate of interest charged for home mortgages has been at historic lows. While this has led to a boom in home purchases, the... read more »
Blog
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While mortgage interest rates are still near historically low levels, they have recently begun creeping up. As a result, potential home buyers... read more »
Blog
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You may have seen the advertisements recently telling you that you are sitting on a pile of cash in the form of your house. They aren’t telling... read more »
Blog
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You have been working on improving your credit and you are ready to apply for a mortgage so you can finally buy your dream house. You are tired... read more »
Study
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Government-sponsored entities (GSEs) like Fannie Mae and Freddie Mac play a huge role in the U.S. housing market. These organizations guarantee... read more »
Blog
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When you apply for a mortgage loan, you will have the choice between a fixed rate mortgage and an adjustable rate mortgage. A fixed rate mortgage... read more »
Blog
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When you apply for a home loan, lenders are going to take a good hard look at your credit score before making a decision. If your credit score is... read more »
Blog
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A reverse mortgage is a financial instrument that allows people over the age of 62 to access a portion of the equity in their home as cash... read more »
Blog
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Setting up a pre-approved mortgage loan can be convenient when you are looking for your new home. It is nice to have your financing locked down... read more »
Blog
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Buying or building a home can be an overwhelming process, especially when you factor in the challenge of finding the right mortgage for your... read more »