All articles tagged: “Mortgages” (Page: 3)

(72 total)

Blog

100,000+ views

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Do You Know What a Good Faith Estimate Is?

Do You Know What a Good Faith Estimate Is?

If you’re a home buyer and are shopping around for a mortgage, you’re bound to come upon the term “good faith... read more »

Mike Randall

By: Mike Randall • 7/25/14

Blog

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4 Steps to Understanding a Mortgage Rate Sheet

4 Steps to Understanding a Mortgage Rate Sheet

Since mortgage lenders don’t have a single rate for the loans they offer, they use a mortgage rate sheet to... read more »

Mike Randall

By: Mike Randall • 7/24/14

Blog

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The Difference Between Adjustable and Fixed Rate Mortgages

The Difference Between Adjustable and Fixed Rate Mortgages

If you’re considering buying a home, you’ve got a big choice to make. Do you go with a fixed rate mortgage or an... read more »

Mike Randall

By: Mike Randall • 7/24/14

Blog

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5 Ways to Get the Lowest Mortgage Rate

5 Ways to Get the Lowest Mortgage Rate

Anyone who has shopped for a mortgage in the past five years or so has probably discovered it’s much more difficult... read more »

Mike Randall

By: Mike Randall • 7/24/14

Study

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1 min read

Study Says Credit Unions Expect Mortgage Growth to Slow

Study Says Credit Unions Expect Mortgage Growth to Slow

In recent years, the rate of interest charged for home mortgages has been at historic lows. While this has led to a... read more »

Mike Randall

By: Mike Randall • 7/24/14

Blog

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3 min read

Are Adjustable Rate Mortgages Good or Bad for Your Credit?

Are Adjustable Rate Mortgages Good or Bad for Your Credit?

While mortgage interest rates are still near historically low levels, they have recently begun creeping up. As a... read more »

Mike Randall

By: Mike Randall • 7/24/14

Blog

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3 min read

What are the Pros and Cons of Reverse Mortgages?

What are the Pros and Cons of Reverse Mortgages?

You may have seen the advertisements recently telling you that you are sitting on a pile of cash in the form of... read more »

Cormac Reynolds

By: Cormac Reynolds • 7/24/14

Blog

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Financial Factors to Consider When Buying a House

Financial Factors to Consider When Buying a House

You have been working on improving your credit and you are ready to apply for a mortgage so you can finally buy... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/22/16

Study

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1 min read

Study Examines the Hazards of GSEs

Study Examines the Hazards of GSEs

Government-sponsored entities (GSEs) like Fannie Mae and Freddie Mac play a huge role in the U.S. housing market.... read more »

David Andrew

By: David Andrew • 7/24/14

Blog

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What is an Adjustable Rate Mortgage and How Does it Work?

What is an Adjustable Rate Mortgage and How Does it Work?

When you apply for a mortgage loan, you will have the choice between a fixed rate mortgage and an adjustable rate... read more »

David Andrew

By: David Andrew • 7/25/14

Blog

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3 min read

4 Ways to Get a Home Loan When You Have Bad Credit

4 Ways to Get a Home Loan When You Have Bad Credit

When you apply for a home loan, lenders are going to take a good hard look at your credit score before making a... read more »

David Andrew

By: David Andrew • 7/24/14

Blog

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3 min read

What is a Reverse Mortgage and How Does it Work?

What is a Reverse Mortgage and How Does it Work?

A reverse mortgage is a financial instrument that allows people over the age of 62 to access a portion of the... read more »

Mike Randall

By: Mike Randall • 6/15/17

Blog

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Why Are Pre-approved Mortgages Disappearing?

Why Are Pre-approved Mortgages Disappearing?

Setting up a pre-approved mortgage loan can be convenient when you are looking for your new home. It is nice to... read more »

David Andrew

By: David Andrew • 7/24/14

Blog

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Understanding Qualified Mortgages

Understanding Qualified Mortgages

Buying or building a home can be an overwhelming process, especially when you factor in the challenge of finding... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 7/25/14

Study

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1 min read

Consumers More Likely to Make Timely Payments on Home Loans

Consumers More Likely to Make Timely Payments on Home Loans

When it comes to paying off debts, Americans do not treat all bills with the same priority. A recent study has... read more »

David Andrew

By: David Andrew • 7/24/14

Study

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1 min read

3 in 10 American Consumers May Not Qualify for a Home Loan

3 in 10 American Consumers May Not Qualify for a Home Loan

While the American housing market is starting to improve, it still has not recovered from the housing bubble. One... read more »

David Andrew

By: David Andrew • 7/24/14

Blog

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3 min read

How Your Credit Affects the Price of Your Mortgage

How Your Credit Affects the Price of Your Mortgage

Your credit score plays an important role throughout your life. One very important situation will be when you apply... read more »

David Andrew

By: David Andrew • 12/7/16

Blog

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Does Refinancing Your Home Affect Your Credit?

Does Refinancing Your Home Affect Your Credit?

If you want to change the terms of your home loan, you can with a mortgage refinance. Refinancing replaces your... read more »

David Andrew

By: David Andrew • 12/6/16

Blog

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How a Mortgage Helps and Hurts Your Credit Score

How a Mortgage Helps and Hurts Your Credit Score

With the recent improvements to economic conditions in our country, many Americans are thinking of buying a home... read more »

Mike Randall

By: Mike Randall • 7/24/14

Study

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1 min read

Study Finds the Benefits of Owning Versus Renting a Home Still Hold True

Study Finds the Benefits of Owning Versus Renting a Home Still Hold True

Since the housing bubble burst and home values plummeted, Americans have begun to question whether it still makes... read more »

David Andrew

By: David Andrew • 7/24/14

Study

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1 min read

Mortgage Lenders with Bad Credit Insolvencies Coming to an End

Mortgage Lenders with Bad Credit Insolvencies Coming to an End

It’s no secret the recent “great recession” was largely caused at the hands of mortgage lenders with... read more »

Steven Tumulski

By: Steven Tumulski • 7/24/14

Guide

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3 min read

How to Get a Mortgage with Bad Credit

How to Get a Mortgage with Bad Credit

When you apply for a mortgage loan, lenders will closely research your credit score for their approval decision. If... read more »

David Andrew

By: David Andrew • 7/25/14