All articles tagged: “Mortgages” (Page: 3)

(90 total)

Blog

100,000+ views

7 min read

Over 700,000 Prospective Homebuyers Used Bills.com to Connect with Mortgage Lenders in 2016

700K Prospective Homebuyers Used Bills.com to Find a Mortgage in 2016

When it comes to home mortgages, the associated terminology and jargon alone are enough to make some people reconsider making one... read more »

Aaron Lay

By: Aaron Lay • 8/21/17

Guide

100,000+ views

3 min read

5 Ways to Know When to Refinance Your House (Feb. 2024)

5 Ways to Know When to Refinance Your House

Knowing when to refinance your home is not an exact science. It can depend on a number of variables and circumstances, which we will take a... read more »

Eric Bank

By: Eric Bank • 6/20/17

Guide

100,000+ views

7 min read

How Much Mortgage Can I Qualify For? 3 FAQs Answered (Feb. 2024)

How Much Mortgage Can I Qualify For?

Becoming a homeowner is an exciting experience and marks a new beginning with limitless potential. And watching any of the dozens of home-buying... read more »

Brittney Mayer

By: Brittney Mayer • 4/25/17

Guide

100,000+ views

3 min read

What Credit Score is Needed to Buy a House? (Feb. 2024) – Minimum & Average

What Credit Score is Needed to Buy a House?

A few years ago, I stumbled upon what’s being called the “tiny house community” while watching a TV show. The community consists of a wide... read more »

Amber Brooks

By: Amber Brooks • 12/13/16

Guide

100,000+ views

3 min read

6 Low & No Down Payment Mortgage Loans (For Bad Credit)

6 Low & No Down Payment Mortgage Loans

Below, we’ll explore no down payment mortgages and low down payment mortgages. Although many potential homeowners believe a hefty down payment is... read more »

Brittney Mayer

By: Brittney Mayer • 10/18/16

Blog

100,000+ views

3 min read

“Are Reverse Mortgages Bad?” (Feb. 2024)

Are Reverse Mortgages Bad?

You’ve likely seen the ads on TV about how reverse mortgages can be the answer to all your financial woes. Well, if something sounds too good to... read more »

Eric Bank

By: Eric Bank • 11/18/15

Blog

100,000+ views

1 min read

How Long Does a Mortgage in Principle Last?

How Long Does a Mortgage in Principle Last?

The term “mortgage in principle” or “mortgage agreement in principle” is primarily used in the U.K. to refer to a lender’s agreement to provide... read more »

Mike Randall

By: Mike Randall • 6/23/15

Blog

100,000+ views

3 min read

The 4 Most Common Types of Home Loans

The 4 Most Common Types of Home Loans

Financing a home with a credit card is virtually unheard of. If you’re going to buy a home and don’t have cash for what will probably be the... read more »

Aaron Crowe

By: Aaron Crowe • 4/28/15

Study

100,000+ views

3 min read

Underwater: Household Finances After Hurricane Katrina

Underwater: Household Finances After Hurricane Katrina

2005 was a terrible year for New Orleans — Hurricane Katrina, a category five storm and meteorological juggernaut, swept up the Gulf of Mexico... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/19/15

Guide

100,000+ views

1 min read

How Do Mortgage Payments Affect Credit Scores?

How Do Mortgage Payments Affect Credit Scores?

Prospective homebuyers with poor credit scores often face challenges when shopping for mortgages. Typically credit scores below 680 lead to... read more »

Tali Wee

By: Tali Wee • 2/9/15

Blog

100,000+ views

1 min read

SCOTUS Favors Homeowners in Mortgage Dispute

SCOTUS Favors Homeowners in Mortgage Dispute

WASHINGTON, D.C. — The U.S. Supreme Court Tuesday ruled in favor of homeowners rescinding a mortgage due to the bank’s failure to uphold... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 1/14/15

Study

100,000+ views

3 min read

Study: Fewer Mortgage Defaults When Homeowners Unsure of Home’s Price

Study: Fewer Mortgage Defaults When Homeowners Unsure of Home’s Price

A pair of real estate economists claim they’ve found a new quirk in the post-recession housing market — not knowing the price of their homes may... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 11/24/14

Study

100,000+ views

3 min read

Brooklaw Professor Pushes for Privatization of Fannie Mae/Freddie Mac

Brooklaw Professor Pushes for Privatization of Fannie Mae/Freddie Mac

Since the end of the Great Recession, policymakers, academics and economists have been struggling with a very difficult question — what should we... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 11/13/14

Study

100,000+ views

3 min read

Study: Unemployment Insurance Prevented 1.4 Million Foreclosures

Study: Unemployment Insurance Prevented 1.4 Million Foreclosures

The easiest way to get bad credit is by not paying your bills. Anyone who’s missed even a single payment on their credit cards or loans will... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 10/1/14

Study

100,000+ views

1 min read

Need a Mortgage? Why It’s Still Hard to Qualify

Need a Mortgage? Why It’s Still Hard to Qualify

Tight credit markets since the Great Recession continue to dampen mortgage originations in Ohio and several other states. The study conducted by... read more »

Mike Randall

By: Mike Randall • 5/12/14

Blog

100,000+ views

1 min read

5 Benefits of Refinancing That Could Save You Thousands

5 Benefits of Refinancing That Could Save You Thousands

If you are struggling to make your monthly mortgage payments or your existing mortgage interest rate is higher than current market rates, you may... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/30/14

Blog

100,000+ views

1 min read

The Ultimate Financial Guide for New Homeowners

The Ultimate Financial Guide for New Homeowners

Moving into your own space and establishing your initial home environment is an incredibly exciting time, but don’t let enthusiasm keep you from... read more »

Stefanie O'Connell

By: Stefanie O'Connell • 4/28/14

Blog

100,000+ views

1 min read

Can You Buy a Home Without a Down Payment?

Can You Buy a Home Without a Down Payment?

To millions of people all over our country, the American dream of home ownership seems more like a pipe dream. Even if we’ve worked our way up... read more »

Mike Randall

By: Mike Randall • 4/15/14

Blog

100,000+ views

1 min read

Why a Foreclosure Will Destroy Your Credit

Why a Foreclosure Will Destroy Your Credit

Your credit score is essentially a grade for your money management history. When you fail to make mortgage payments to the point that your home... read more »

Stefanie O'Connell

By: Stefanie O'Connell • 4/7/14

Blog

100,000+ views

1 min read

6 Steps to Getting the Mortgage You Want

6 Steps to Getting the Mortgage You Want

Of all the purchase decisions we make in our lives, few are as nerve-racking or as important as buying a home. And it’s not just finding the... read more »

Mike Randall

By: Mike Randall • 4/5/14

Blog

100,000+ views

1 min read

Do You Know What a Good Faith Estimate Is?

Do You Know What a Good Faith Estimate Is?

If you’re a home buyer and are shopping around for a mortgage, you’re bound to come upon the term “good faith estimate” or GFE. Sure, your... read more »

Mike Randall

By: Mike Randall • 3/26/14

Blog

100,000+ views

1 min read

4 Steps to Understanding a Mortgage Rate Sheet

4 Steps to Understanding a Mortgage Rate Sheet

Since mortgage lenders don’t have a single rate for the loans they offer, they use a mortgage rate sheet to determine the interest rate they will... read more »

Mike Randall

By: Mike Randall • 3/22/14

Blog

100,000+ views

1 min read

The Difference Between Adjustable and Fixed Rate Mortgages

The Difference Between Adjustable and Fixed Rate Mortgages

If you’re considering buying a home, you’ve got a big choice to make. Do you go with a fixed rate mortgage or an adjustable mortgage? What’s best... read more »

Mike Randall

By: Mike Randall • 3/20/14

Blog

100,000+ views

1 min read

5 Ways to Get the Lowest Mortgage Rate

5 Ways to Get the Lowest Mortgage Rate

Anyone who has shopped for a mortgage in the past five years or so has probably discovered it’s much more difficult to get a loan now than it was... read more »

Mike Randall

By: Mike Randall • 2/12/14

Study

100,000+ views

1 min read

Study Says Credit Unions Expect Mortgage Growth to Slow

Study Says Credit Unions Expect Mortgage Growth to Slow

In recent years, the rate of interest charged for home mortgages has been at historic lows. While this has led to a boom in home purchases, the... read more »

Mike Randall

By: Mike Randall • 2/6/14