Do I Need a Source of Income to Qualify for a Loan?
There was a time not that long ago when mortgage lenders were happy to give out loans to anyone who had a pulse. Simply sign a piece of paper... read more »
By: Mike Randall • 1/20/14
(446 total)
Blog
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There was a time not that long ago when mortgage lenders were happy to give out loans to anyone who had a pulse. Simply sign a piece of paper... read more »
By: Mike Randall • 1/20/14
Blog
100,000+ views
1 min read
The military can assist with student loan repayment, but most programs are for loans from or guaranteed by the government. If you are looking for... read more »
By: Doug Nordman • 12/20/13
Blog
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We all know the banks and mortgage companies are being far more cautious about lending money these days. They seem to only want to lend to those... read more »
By: Mike Randall • 12/9/13
Guide
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Losing a child, a spouse or other close family member is a devastating blow. It is understandable if you feel like you can only manage grieving... read more »
By: David Andrew • 11/29/13
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When you apply for a home loan, lenders are going to take a good hard look at your credit score before making a decision. If your credit score is... read more »
By: David Andrew • 11/23/13
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If you are looking for a way to regularly take out short-term loans, a personal line of credit could be the answer. This is a revolving credit... read more »
By: David Andrew • 11/21/13
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For many Americans, advance payment loans, sometimes called payday loans, are a way to pay the bills when they have run out of cash before their... read more »
By: Mike Randall • 11/16/13
Study
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When it comes to paying off debts, Americans do not treat all bills with the same priority. A recent study has shown Americans are more likely to... read more »
By: David Andrew • 10/14/13
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When you apply for most types of financing, lenders will decide whether or not to lend you money based on your credit score. If you have weak or... read more »
By: David Andrew • 10/12/13
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Paying for college is expensive. According to the College Board, the average cost of in-state tuition for one year at a public university is... read more »
By: David Andrew • 10/10/13
Study
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While the American housing market is starting to improve, it still has not recovered from the housing bubble. One of the reasons why the market... read more »
By: David Andrew • 10/7/13
Study
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A poor credit score makes it incredibly challenging to get a personal bank loan. This is especially true these days because banks have tightened... read more »
By: David Andrew • 9/12/13
Study
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1 min read
When it comes to home loans, race unfortunately appears to make a difference. A study out of New York University showed wealthier minorities are... read more »
By: David Andrew • 9/9/13
Guide
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1 min read
There are many reasons for taking out a debt consolidation loan, but you don’t want to simply fall back into the same habits in a few years that... read more »
By: Hank Coleman • 8/20/13
Blog
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As the Obama Administration moves in the direction of shutting down Fannie Mae and Freddie Mac in an attempt to shift mortgage securitization... read more »
By: Scott Sheldon • 8/16/13
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If you’re getting near the end of paying on your car loan, congratulations! This is a milestone that will mean more money in your pocket to save... read more »
By: Mike Randall • 7/22/13
Blog
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1 min read
When you take out a loan, it will show up on your credit report. Every month your lender will report how you manage the debt to the credit... read more »
By: David Andrew • 7/16/13
Guide
100,000+ views
1 min read
Applying for any type of loan as a student can be quite difficult. All creditors are going to closely look at your credit score before making a... read more »
By: David Andrew • 7/9/13
Blog
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Paying for school is expensive. While government financial aid can help, it sometimes isn’t enough to cover all your living expenses. To get... read more »
By: David Andrew • 6/18/13
Study
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1 min read
When it comes to peer-to-peer micro loans, lenders are looking at more than a person’s credit history. According to a recent study from the... read more »
By: David Andrew • 6/10/13
Study
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1 min read
I think most of us recognize the past five years or so have been difficult for many working Americans. However, we’re being told conditions are... read more »
By: Mike Randall • 5/23/13