All articles tagged: “Lending”

(11 total)

Blog

3,000 views

3 min read

FICO World 25 Turns Spotlight on Credit Innovation in Financial Services

FICO World 25 Puts Credit Innovation Into The Spotlight

FICO World 25 at the Diplomat Hotel in Hollywood, Florida, is the place to be on May 6-9, 2025. More than 50 organizations encompassing... read more »

By: Eric Bank • 4/15/25

Blog

7,126 views

3 min read

TransUnion Study Shows Escalating Data Breaches and Fraud are Hurting Lenders and Households

TransUnion Study Shows Escalating Data Breaches and Fraud

This is in an era where online living permeates every facet of existence — from banking and shopping to dating and doctors’ visits — that keeping... read more »

By: Eric Bank • 4/1/25

Blog

19,768 views

3 min read

Citing Weaponization, CFPB Drops Biden-Era Suit Against SoLo P2P Lending Platform

CFPB Drops Biden-Era Suit Against SoLo Lending Platform

Is SoLo Funds a great idea because it looks like one, or does it look like one because it actually is? That’s the convoluted question I’ll try to... read more »

By: Mike Senecal • 2/27/25

Blog

15,596 views

5 min read

Including BNPL Loans in FICO Scores May Impact Subprime, New FICO/Affirm Study Suggests

Including BNPL Loans in FICO Scores May Impact Subprime

This past January, I reported the results of a Consumer Financial Protection Bureau (CFPB) study associating frequent users of Buy Now, Pay Later... read more »

By: Mike Senecal • 2/25/25

Blog

14,608 views

3 min read

Biz2Credit CEO Says Digitization and Deregulation Could Fast-Track Small Business Lending Growth

Biz2Credit CEO: Digitization Could Fast-Track SMB Lending

We caught up with Biz2Credit founder and CEO Rohit Arora a few weeks after the company’s latest Frontiers of Digital Finance event, held in Miami... read more »

By: Mike Senecal • 2/5/25

Guide

40,782 views

9 min read

What is Revolving Credit? Understanding Credit Lines and How They Differ from Loans

What is Revolving Credit? How Credit Lines Differ from Loans

Revolving doors are pretty clever if you ask me; they’re never quite open or closed. If a loan is similar to a door that you open once to... read more »

By: Andrew Allen • 12/10/24

Guide

47,312 views

7 min read

What is a Predatory Lender? How to Identify and Avoid Unfair Lending Practices

How to Identify and Avoid Predatory Lenders

If Dante were writing “Inferno” today, I’d be willing to bet he’d find a spot in the Seventh Circle of Hell for predatory lenders, right next to... read more »

By: Eric Bank • 10/17/24

Blog

51,590 views

5 min read

Borrowers Looking for An Efficient Way To Shop for Loans Can Benefit From Lending Marketplaces

Lending Marketplaces Help Borrowers Save Time

Loans can help people buy their dream cars and consolidate debt, but searching for the right lending product can be... read more »

By: Andrew Allen • 9/25/24

Blog

56,220 views

5 min read

Complying With the Servicemembers Civil Relief Act Doesn’t Have to be Difficult for Lenders

Verifying Military Status Can Be Simple for Lenders

Lenders have options when dealing with borrowers who don’t repay loans. But creditors who want to avoid penalties should verify a... read more »

By: Andrew Allen • 9/19/24

Blog

100,000+ views

5 min read

Prioritizing Consumer Confidence and Transparency Helps This Fintech Thrive

Consumer Confidence Helps This Lending Marketplace Thrive

Best Egg President and Co-Founder Bobby Ritterbeck contends that consumers use financial services most productively when they feel... read more »

By: Mike Senecal • 8/6/24

Blog

53,625 views

5 min read

Future-Focused SMB Owners Value the Speed and Flexibility of a Private Lender to Optimize Cash Flow

This Private Lender Offers Fast and Flexible Cash Flow Optimization

Every business journey comes with growing pains. The only question is how you deal with the inevitable challenges to keep... read more »

By: Mike Senecal • 7/30/24