What is Bad Credit?
You’ve probably heard the commercials offering loans or other financial services to those with no credit or even bad credit. “Bad credit” is a... read more »
By: Linsey Knerl • 7/15/16
(19 total)
Guide
100,000+ views
3 min read
You’ve probably heard the commercials offering loans or other financial services to those with no credit or even bad credit. “Bad credit” is a... read more »
By: Linsey Knerl • 7/15/16
Guide
100,000+ views
1 min read
Your debt-to-income (DTI) ratio is a factor that lenders use in determining whether you’re a good risk for a loan. While this number isn’t... read more »
By: Mike Randall • 4/4/16
Blog
100,000+ views
1 min read
For anyone looking to improve their credit rating, it pays to know the basics of how our FICO scores are calculated. Responsible payment history... read more »
By: Mike Randall • 1/5/15
Blog
100,000+ views
1 min read
Most of us understand the concept of credit — it’s that thing that allows us to buy what we want or need, even when we may not have enough money... read more »
By: Mike Randall • 11/20/14
Blog
100,000+ views
1 min read
When you open a new credit card account, you agree to a long list of terms and conditions. If you read closely, you will learn if you do not use... read more »
By: BadCredit.org Staff • 4/8/14
Blog
100,000+ views
1 min read
We all know our credit report and credit score are meant to show our level of financial responsibility to potential lenders. But did you know... read more »
By: Mike Randall • 3/31/14
Blog
100,000+ views
1 min read
If you’re a home buyer and are shopping around for a mortgage, you’re bound to come upon the term “good faith estimate” or GFE. Sure, your... read more »
By: Mike Randall • 3/26/14
Blog
100,000+ views
1 min read
The digital currency known as Bitcoin has been all over the news. Perhaps it is because the value of a single Bitcoin in dollar terms has rose... read more »
By: Mike Randall • 2/4/14
Blog
100,000+ views
1 min read
On the surface, the explanation of what constitutes a jumbo loan compared with a conventional loan should be pretty straightforward. In fact, it... read more »
By: Mike Randall • 2/3/14
Blog
100,000+ views
1 min read
According to experts, American consumers are being charged more than $14 billion per year on card purchases they may not want or even be aware... read more »
By: Mike Randall • 1/29/14
Guide
100,000+ views
3 min read
Even with the best of intentions, our credit and finances may still not be as good as they could be. Often it is not actually our fault.... read more »
By: Mike Randall • 12/6/13
Blog
100,000+ views
1 min read
A lot of us have heard the term over the last few years, but few of us can describe it accurately in a conversation. I am talking about... read more »
By: Mike Randall • 12/4/13
Blog
100,000+ views
1 min read
When you apply for a mortgage loan, you will have the choice between a fixed rate mortgage and an adjustable rate mortgage. A fixed rate mortgage... read more »
By: David Andrew • 11/29/13
Blog
100,000+ views
1 min read
If you are looking for a way to regularly take out short-term loans, a personal line of credit could be the answer. This is a revolving credit... read more »
By: David Andrew • 11/21/13
Blog
100,000+ views
1 min read
Buying or building a home can be an overwhelming process, especially when you factor in the challenge of finding the right mortgage for your... read more »
By: BadCredit.org Staff • 11/6/13
Blog
100,000+ views
1 min read
If you had to name the most important element of a financial strategy, what would you name? Many investors would pick goals like getting the best... read more »
By: David Andrew • 10/28/13
Blog
100,000+ views
1 min read
Your credit score is an estimate of your riskiness as a borrower. Lenders will look up this score to decide whether or not to give you a loan.... read more »
By: David Andrew • 10/25/13
Blog
100,000+ views
1 min read
When you apply for most types of financing, lenders will decide whether or not to lend you money based on your credit score. If you have weak or... read more »
By: David Andrew • 10/12/13
Blog
100,000+ views
1 min read
Unless you’re independently wealthy, it’s going to be virtually impossible to accomplish any typical adult goals without credit. Buying a new or... read more »
By: Steven Tumulski • 6/17/13