What Is Bad Credit?
Bad credit means your credit score is low — generally considered anything below 600 — because you’ve had problems paying bills or loans on time... read more »
By: Eric Bank • 4/9/24
(112 total)
Guide
1,404 views
15 min read
Bad credit means your credit score is low — generally considered anything below 600 — because you’ve had problems paying bills or loans on time... read more »
By: Eric Bank • 4/9/24
Study
8,415 views
13 min read
You may not view credit as a consumer product, but that’s what it is. The interest rate is the price you pay for access to credit cards and... read more »
By: Mike Senecal • 3/14/24
Study
19,601 views
3 min read
BadCredit.org survey reveals that many younger consumers, predominantly Gen Z and millennial males, trust AI tools to help them improve their... read more »
By: Jon McDonald • 2/22/24
Guide
17,875 views
5 min read
Your credit score or, more accurately credit scores, are used by lenders to assess the risk of doing business with you. If you have good or great... read more »
By: John Ulzheimer • 2/12/24
Guide
37,350 views
5 min read
When people are unemployed or underemployed, they often use their credit cards to bridge their income gap. Credit cards offer immediate access to... read more »
By: John Ulzheimer • 1/22/24
Guide
20,504 views
7 min read
Credit scores are three-digit numbers that are used by lenders to determine whether they’re going to approve your applications, and under what... read more »
By: John Ulzheimer • 12/14/23
Study
52,074 views
3 min read
Credit scores, those three-digit numbers based on your credit reports, are used well over 20 billion times each year by lenders and others to... read more »
By: John Ulzheimer • 10/12/23
Study
76,755 views
11 min read
Credit scores are increasingly on the minds of many Americans. As the costs of essential goods and services rise, Americans may find that their... read more »
By: Andrew Allen • 9/27/23
Study
81,594 views
5 min read
Although credit scores are neutral algorithms based on a person’s reported credit activity, there are indisputable variations between various... read more »
By: Erica Sandberg • 9/27/23
Study
54,828 views
9 min read
Credit scores are one of the most important financial barometers. A good credit score opens doors to lower interest rates and better loan... read more »
By: Zina Kumok • 9/27/23
Study
71,876 views
9 min read
Credit scores, such as those developed by the data analytics company FICO, do not rate you as a person, but rate your actions as a borrower.... read more »
By: Erica Sandberg • 9/27/23
Study
86,479 views
7 min read
How people use credit products and repay debt has a direct effect on their credit scores, such as those developed by FICO. All of that... read more »
By: Erica Sandberg • 9/27/23
Study
89,658 views
11 min read
If you’re reading this, you probably already appreciate the significance and benefits of a high personal credit score. A FICO® Score in the... read more »
By: Mike Senecal • 9/25/23
Blog
82,782 views
5 min read
The path to building good credit isn’t always clearly marked. Even consumers with the best of intentions can make missteps as they... read more »
By: Andrew Allen • 7/31/23
Guide
92,916 views
5 min read
If you’re like most people, you want to build and maintain a high credit score so you can borrow money at the best rates and terms. What that... read more »
By: Erica Sandberg • 7/20/23
Blog
96,577 views
5 min read
As pundits and politicians debate immigration policy, Mission Asset Fund (MAF) enables undocumented and underserved financial... read more »
By: Mike Senecal • 7/13/23
Guide
97,380 views
3 min read
It’s not unusual to read articles about credit scoring and the various categories of metrics that influence your credit scores. What is unusual,... read more »
By: John Ulzheimer • 7/3/23
Blog
87,295 views
7 min read
The three bureaus reporting credit scores in the US don’t always use the same data, which can hurt consumers applying for loans... read more »
By: Mike Senecal • 6/29/23
Study
62,975 views
11 min read
Your credit score is your window to financial opportunity, but only if you take control. Many top lenders and insurers use FICO scores to judge... read more »
By: Mike Senecal • 6/21/23
Blog
100,000+ views
5 min read
Rental property residents often regard the first of the month as that special time when all the bills come due at once. That’s not... read more »
By: Mike Senecal • 6/9/23
Guide
99,138 views
5 min read
The credit scores that most lenders use in the United States range from 300 to 850. This is the common score range or “scaling” with FICO and... read more »
By: John Ulzheimer • 6/8/23
Guide
71,773 views
5 min read
Getting married can impact many aspects of your life. Yet, the idea that marriage has a direct impact on your credit scores is a myth. And while... read more »
By: John Ulzheimer • 5/8/23
Guide
100,000+ views
5 min read
Lenders rely on your credit report and credit score information to assess your risk, determine whether they want to do business with you, and... read more »
By: John Ulzheimer • 4/4/23
Guide
100,000+ views
5 min read
Most adults have credit scores. Financial institutions rely on these three-digit numbers to quickly determine loan and credit qualification and... read more »
By: Erica Sandberg • 3/13/23
Guide
100,000+ views
3 min read
Credit scores have been used by lenders in the financial services market in the United States for more than three decades. Your credit scores... read more »
By: John Ulzheimer • 8/15/22