All articles tagged: “Credit Checks”

(11 total)

Guide

55,512 views

7 min read

What is a Soft Pull? A Guide to Soft Credit Inquiries and How to Use Them to Your Advantage

The Basics of Soft Credit Pulls and How to Use Them to Your Advantage

Improving your credit score is a delicate dance. On one hand, you need to work down your debt. On the other, you need a robust credit history. To... read more »

By: Jon McDonald • 12/4/24

Guide

39,615 views

11 min read

What Does No Credit Check Mean? How Lenders Determine Risk Without Viewing Your Credit History

What Does "No Credit Check" Really Mean?

When you have poor credit, some financial necessities may seem tricky to qualify for. From renting an apartment to picking a phone plan, you have... read more »

By: Jon McDonald • 11/26/24

Guide

39,996 views

9 min read

What is a Hard Pull? A Comprehensive Guide to Credit Checks

A Comprehensive Guide to Understanding Hard Credit Checks

When was the last time you felt a hard pull? Perhaps it was the time you had a tooth yanked out or back when you were a kid playing tug of war in... read more »

By: Eric Bank • 10/21/24

Guide

85,995 views

7 min read

What is a Credit Inquiry? How Credit Checks Determine Your Borrowing Opportunities

What is a Credit Inquiry? How Credit Checks Impact Your Finances

Imagine you’re at a department store. As the cashier finishes ringing you up, they proceed to ask whether you want to apply for a store credit... read more »

By: Jon McDonald • 9/17/24

Guide

79,599 views

11 min read

What Is a Hard Inquiry and How Does It Affect Your Credit?

What Is a Hard Inquiry and How Does it Affect Credit Scores?

Film buffs might recall Humphrey Bogart as Sam Spade in “The Maltese Falcon,” under that mercilessly bright spotlight during the police’s hard... read more »

By: Eric Bank • 8/26/24

Guide

68,211 views

11 min read

What is a Credit Check?

What is a Credit Check?

A credit check consists of reviewing your consumer credit reports and the credit scores derived from the information found on those files. When a... read more »

By: Erica Sandberg • 5/9/24

Guide

100,000+ views

9 min read

Online Bad Credit Loans with No Credit Check in 2025

5 Bad Credit Loans With No Credit Check

We’ve prepared a road map to help you find online loans that don’t require a credit check. The journey starts at lender-matching websites that... read more »

By: Eric Bank • 7/25/23

Blog

100,000+ views

3 min read

Financial Services Companies Can Leverage Rich Data Sets to Minimize Lending Risk Through GDS Link’s Customizable, Scalable Solutions

GDS Link: Rich Data Helps Companies Minimize Lending Risk

In today’s rapid-paced finance industry, lenders must be able to quickly and accurately assess a customer’s credit risk. GDS Link... read more »

By: Matt Walker • 5/15/19

Guide

100,000+ views

3 min read

5 Credit Laws You Need to Know, According to Experts

5 Credit Laws You Need to Know

As a consumer, you may think the most important things you need to know center around using your credit cards responsibly and maintaining a high... read more »

By: Josh Smith • 3/28/18

Study

100,000+ views

1 min read

80% of Employers Who Use Credit Checks Have Hired Someone with Negative Marks

80% of Employers Who Use Credit Checks Have Hired Someone with Negative Marks

We all know employers these days often use credit checks as a way to screen job candidates before making the decision to hire. So it’s a bit of a... read more »

By: Mike Randall • 7/18/13

Study

100,000+ views

1 min read

1 in 4 Americans Have Never Checked Their Credit Report

1 in 4 Americans Have Never Checked Their Credit Report

When it comes to verifying the health of our finances, there are few things more important than our credit report. According to a recent survey,... read more »

By: Mike Randall • 7/4/13