In a Nutshell: Consumers with credit issues often turn to credit repair as a means of raising their score — but repair is only half the battle. That’s why Credit Saint goes beyond just disputing harmful items in credit histories to provide consumers with the resources to maintain high ratings. The company creates personalized cases for each dispute and leverages its resources and reputation to challenge negative marks from a client’s report. And its credit restoration process incorporates financial education resources to teach consumers how to manage their credit and secure their economic well-being.
Natural disasters, including hurricanes and floods, can not only cause lasting physical and emotional damage but can also have a substantial financial impact. Studies from the Federal Reserve Bank of Kansas City and The Urban Institute reveal the additional havoc they can wreak on financial wellness — and credit scores in particular.
Smaller disasters can have an even more dramatic financial impact because they don’t often result in the influx of emergency relief funding reserved for states of emergency. And victims of those natural disasters may face plummeting credit scores due to the sudden repair costs incurred by damage. That can even prevent them from qualifying for the credit they need to rebuild their lives and move forward.
But those weather events are just one of the many paths to credit woes for people across the U.S. Other situations may include unexpected medical expenses, car repairs, or the loss of a job that can lead to a lower score. Credit repair is a tool that may help consumers in those situations by allowing them to dispute inaccurate, obsolete, and unverifiable items from their histories.

But an improved score won’t last long unless consumers know how to keep their high rating. That’s why Credit Saint was founded to both help restore credit and provide the information that clients need to achieve — and maintain — a positive credit history.
“Credit Saint is a credit repair company, but we call it credit restoration because we do more than just challenge the damage in your history,” said Ross LaPietra, CEO of Credit Saint. “We want you to understand your credit. We want you to know how creditors are looking at you and how to deal with building credit.”
And Credit Saint’s confidence in providing those results to its customers is evident in its money-back guarantee. If clients don’t see results within 90 days, Credit Saint will refund their full fee.
That guarantee is based on the company’s work ethic and expertise in getting consumers the results that matter: a higher credit score now and preparation to carry it into the future.
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