Credit Saint™ Review

Adam West

Credit repair is a consumer service, and one that can be pivotal for re-establishing financial well-being. When seeking such a service, it’s important to scrutinize each company and understand exactly what they do. Credit Saint’s quality is reflected in its A+ Better Business Bureau rating, which is a good touchstone for the service clients can expect to receive.

- Adam West, 3/22/2023

Written by: Adam West

Adam West

Adam was written, edited, and managed content for news outlets and digital publications for nearly 20 years. Since specializing in finance in late 2016, his editorial focus has been on consumer financial literacy. Adam is most knowledgeable in the areas of credit scores, financial products and services, and the banking industry.

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Edited by: Lillian Guevara-Castro

Lillian Guevara-Castro

Lillian brings more than 30 years of editing and journalism experience, having written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times. A former business writer and business desk editor, Lillian ensures all content equips readers with financial literacy.

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Advertiser Disclosure

More About Credit Saint™

Credit Saint Empowers Consumers to Achieve Financial Wellness Through Personalized Credit Repair
Expert's Take

Credit Saint Empowers Consumers to Achieve Financial Wellness Through Personalized Credit Repair

By: Adam West

In a Nutshell: Consumers with credit issues often turn to credit repair as a means of raising their score — but repair is only half the battle. That’s why Credit Saint goes beyond just disputing harmful items in credit histories to provide consumers with the resources to maintain high ratings. The company creates personalized cases for each dispute and leverages its resources and reputation to challenge negative marks from a client’s report. And its credit restoration process incorporates financial education resources to teach consumers how to manage their credit and secure their economic well-being.

Natural disasters, including hurricanes and floods, can not only cause lasting physical and emotional damage but can also have a substantial financial impact. Studies from the Federal Reserve Bank of Kansas City and The Urban Institute reveal the additional havoc they can wreak on financial wellness — and credit scores in particular.

Smaller disasters can have an even more dramatic financial impact because they don’t often result in the influx of emergency relief funding reserved for states of emergency. And victims of those natural disasters may face plummeting credit scores due to the sudden repair costs incurred by damage. That can even prevent them from qualifying for the credit they need to rebuild their lives and move forward.

But those weather events are just one of the many paths to credit woes for people across the U.S. Other situations may include unexpected medical expenses, car repairs, or the loss of a job that can lead to a lower score. Credit repair is a tool that may help consumers in those situations by allowing them to dispute inaccurate, obsolete, and unverifiable items from their histories.

Credit Saint logo

But an improved score won’t last long unless consumers know how to keep their high rating. That’s why Credit Saint was founded to both help restore credit and provide the information that clients need to achieve — and maintain — a positive credit history.

“Credit Saint is a credit repair company, but we call it credit restoration because we do more than just challenge the damage in your history,” said Ross LaPietra, CEO of Credit Saint. “We want you to understand your credit. We want you to know how creditors are looking at you and how to deal with building credit.”

And Credit Saint’s confidence in providing those results to its customers is evident in its money-back guarantee. If clients don’t see results within 90 days, Credit Saint will refund their full fee.

That guarantee is based on the company’s work ethic and expertise in getting consumers the results that matter: a higher credit score now and preparation to carry it into the future.

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Other Credit Repair Ratings

  • Free consultation: 1-855-200-2394
  • Most results of any credit repair law firm
  • Clients saw more than 7 million negative items removed from their credit reports in 2020
  • More than 221 million challenges and disputes sent for clients since 2004
  • Cancel anytime
  • Click here for sign-up, terms, and details.


Overall Rating

Better Business Bureau In Business Since Monthly Cost Reputation Score
See BBB Listing 2004 $99.95 10/10
  • Free online consultation
  • Helped with over 8.2 million removals on members' behalf since 2012
  • Free access to your credit report summary
  • Three-step plan for checking, challenging and changing your credit report
  • Online tools to help clients track results
  • Click here for sign-up, terms, and details.


Overall Rating

Better Business Bureau In Business Since Monthly Cost Reputation Score
See BBB Listing 2012 $49.95 9.5/10
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About the Reviewer

Adam West

Adam West is a finance editor for, where he regularly coordinates with financial experts and industry movers and shakers to report the latest information, news, and advice on topics related to helping subprime borrowers achieve greater financial literacy and improved credit scores. Adam has more than a dozen years of editing, writing, and graphic design experience for award-winning print and online publications, and specializes in the areas of credit scores, subprime financial products and services, and financial education.

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