Advertiser Disclosure

Ashley Dull is a consumer site dedicated to matching those with bad credit to personal loans of up to $35,000. is not a bank, but rather a lender network. The site partners with reputable lenders across the country who are willing to lend to poor credit applicants. This means you can fill out one simple online application, 24 hours a day, to be matched with multiple lenders in your area.

- Ashley Dull, 5/23/2019

More About An Algorithm That Can Match You With a Lender in Minutes
Expert's Take An Algorithm That Can Match You With a Lender in Minutes

By: Ashley Dull

In a Nutshell: simplifies the loan application process for consumers by using algorithms that can match applicants with lenders in its network, eliminating the need for borrowers to fill out multiple applications.

If you’ve come to our site, chances are you’re looking for every opportunity to be a savvy consumer. If you’re in the market for a personal loan, that means knowing how to efficiently shop around for lending options.

But the world of lending is complicated, and finding the right loan for you can be a cumbersome, time-consuming process. Luckily, there are companies like that simplify the process by matching customers with lenders that may work for them.

How does this process work, you might wonder? We’ll explore how and companies like them play matchmaker for borrowers and lenders.

Taking the Guesswork Out of Loan Applications

Have you ever filled out multiple loan applications just to be declined one by one? You’re not alone — many borrowers seeking loans won’t know whether their applications will be approved until the lender denies them.

Unfortunately for borrowers, it’s often difficult to find the funding they need, as the lenders strict and confidential underwriting criteria that might disqualify them for various reasons.

“Customers might have to apply at 10 different lender websites until they can find one who will fund their loan request,” said Jason Ramin, VP of Business Development for’s marketing partner IT Media. “With, however, you only have to apply once, and we will match you with the lender that is to fund your loan.”

Ramin said also helps lenders stick to what they know best — lending (“They are not so good at finding the right customers for their products”). In this regard, the company works as the marketing arm for lenders across the nation.

Read the Full Article

Other Personal Loans Ratings

See All Personal Loans »

About the Reviewer

Ashley Dull

Ashley Dull is a finance editor for, where she works with a team of finance experts and journalists who develop in-depth industry profiles and advice articles read by more than 15 million Americans. Her years of experience reporting on consumer credit scores and reports positions Ashley to make smart recommendations on ways to improve one’s credit and avoid predatory lending. She often serves as an expert source on financial topics for national media outlets, including CNN Money, MarketWatch, Money Matters, ABC News, Kiplinger, and NBC News. Connect with Ashley on LinkedIn and Twitter.

Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.

* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.