Auto Loan Review

Advertiser Disclosure

Ashley Dull

The experts at have been helping car buyers with imperfect credit obtain auto loans since 1994. According to the site, "APRs range from 0% to 25% depending on your geographic location, vehicle type, and credit history." Fill out the easy, 3-minute application to be connected with a lender near you.

- Ashley Dull, 4/4/2019

More About Auto Loan Provides "Quick and Simple" Auto Credit for Subprime Applicants Across America
Expert's Take Provides "Quick and Simple" Auto Credit for Subprime Applicants Across America

By: Ashley Dull

Finding a dealership to say “Yes” to your loan request when you have bad credit can be a difficult undertaking. This is an unfair reality for those who need a vehicle to perform life’s necessary tasks, like getting to and from work, dropping the kids off at school, and running to the grocery store. is a trusted source that has been saying “Yes” for more than two decades.

“If you have a FICO score of 620 or less, it may be difficult for you to get auto loan approval from a bank or credit union. However, there are special finance lenders out there that look at factors beyond your credit score in order to finance your vehicle purchase. Typically, these lenders will just need to verify that you have a valid driver’s license, a qualifying income and a stable residence,” according to the site.

Simply fill out the 3-minute loan application to see if you’re pre-qualified for an auto loan. All you need is your name, email, phone number, and date of birth to get started. Once pre-qualified, you’ll visit the dealership directly to look at vehicles and discuss the application and approval process.

To see how much you can get approved for, use the site’s Loan Estimator tool. You can even calculate what your monthly payment could look like with its Payment Calculator. Visit to learn more.

Other Auto Loans Ratings

  • Network of dealer partners has closed $1 billion in bad credit auto loans
  • Specializes in bad credit, no credit, bankruptcy and repossession
  • In business since 1999
  • Easy, 30-second pre-qualification form
  • Bad credit applicants must have $1500/month income to qualify
  • Click here for application, terms, and details.


Overall Rating

Interest Rate In Business Since Application Length Reputation Score
3.99% - 29.99% 1999 3 minutes 9.5/10
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About the Reviewer

Ashley Dull

Ashley Dull is a finance editor for, where she works with a team of finance experts and journalists who develop in-depth industry profiles and advice articles read by more than 15 million Americans. Her years of experience reporting on consumer credit scores and reports positions Ashley to make smart recommendations on ways to improve one’s credit and avoid predatory lending. She often serves as an expert source on financial topics for national media outlets, including CNN Money, MarketWatch, Money Matters, ABC News, Kiplinger, and NBC News. Connect with Ashley on LinkedIn and Twitter.

Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.

* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.