At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.
Blog
1,288 views
5 min read
By: Mike Senecal • 4/16/24
Employee stock ownership plans (ESOPs) are benefit plans that provide workers with retirement savings through their investments in their employer’s stock. In 1998,... read more »
Guide
1,919 views
5 min read
By: John Ulzheimer • 4/16/24
The world of consumer finance is loaded with data, statistics, trends, acronyms, and averages. It’s truly a numbers-driven industry. As it pertains, specifically, to credit reports and... read more »
Study
252 views
3 min read
By: Jon McDonald • 4/23/24
Doom spending is the act of spending money without concern. Commonly referred to as retail therapy, it’s spending in pursuit of the dopamine and endorphins that release “feel-good”... read more »
DoughMain Financial Literacy Foundation
Forging a financially literate America
Operation HOPE
Empowering lives with financial dignity
Jump$tart Coalition
Financial smarts for students
BadCredit.org Wealth Wise Scholarship
For students seeking a career in finance
In our efforts to realize our site's mission, we support many financial literacy foundations by making financial contributions to the following non-profit organizations. Learn about each charity and why we support them.
We gathered leading personal finance experts specializing in a range of subprime topics to share timely, actionable advice with readers from around the world. Learn more about our leading finance experts.
Andrea Woroch
Consumer finance expert, writer, and TV personality specializing in budgeting and saving money.
John Ulzheimer
Nationally-recognized author and expert on credit reporting, credit scoring, and identity theft.
Erica Sandberg
Leading reporter, journalist, author and experienced TV/radio host with 15+ years of finance expertise.
BadCredit.org is regularly relied upon by leading national news outlets to provide expert commentary on various financial topics. Browse our latest media appearances and citations below.
Looking for a fast-paced, goal oriented team that's passionate about personal finance and informing the subprime finance market? Join us in our mission! Browse open positions below.
Staff Writer
We're actively hiring editorial talent to help produce feature articles, studies, and how-to...
Senior Staff Writer
We’re seeking talented content producers to create unique, engaging articles for...
Brand Ambassador
We’re seeking driven marketing and communications professionals to help...
