Mike Randall

Mike Randall
“How to Raise Credit Score” (12 Proven Methods from Credit Experts)

Bad Credit Expert

Mike Randall is most knowledgeable in the areas of credit scores and credit cards, having written on those topics and others for the past eight years. He graduated from California State University with a degree in English literature, and he has an extensive background in personal finance studies. When he's not keeping BadCredit.org readers informed of changes in the subprime market, Mike’s hobbies include sailing and gourmet cooking. Connect with Mike on Google+.

Latest Posts

(321) Total Posts to Date

Blog

4,674 views

9 min read

MoneyKey: A Licensed Online Lender That Maintains a Commitment to Customers, Convenience, and Responsible Practices

MoneyKey Upholds a Commitment to Responsible Lending Practices

In a Nutshell: With about 40% of Americans unable to cover an emergency expense of $400, many turn to short-term... read more »

Mike Randall

By: Mike Randall • 12/6/18

Blog

11,172 views

11 min read

Pension Rights Center Aims to Protect the Retirement Security of Millions of Americans Through Resources and Advocacy

Pension Rights Center Defends the Retirement Security of Workers

In a Nutshell: Pensions help supplement the Social Security income of millions of retirees each year and were... read more »

Mike Randall

By: Mike Randall • 10/31/18

Blog

11,888 views

9 min read

Bank of Hawaii Provides Financial Education and Volunteerism to Strengthen Island Communities

Bank of Hawaii Provides Financial Education to Island Communities

In a Nutshell: Island life is a little different from life on the mainland, and no institution understands that... read more »

Mike Randall

By: Mike Randall • 10/24/18

Blog

27,904 views

11 min read

Franklin Mint Federal Credit Union and CUNFL’s Berenstain Bears® Financial Literacy Program Bring Money Education to Life for the Next Generation

CUNFL’s Berenstain Bears® Financial Literacy Program Educates Kids

In a Nutshell: Franklin Mint Federal Credit Union (FMFCU) has teamed up with Berenstain Enterprises to develop The... read more »

Mike Randall

By: Mike Randall • 10/4/18

Blog

24,500 views

9 min read

Stilt Offers US Immigrants and Visa Holders Favorable Financing Options that Help Them Establish and Build Credit History

Stilt Offers US Immigrants and Visa Holders Better Financing Options

In a Nutshell: When you’re an immigrant to the US, whether as an international student or in the US on a visa,... read more »

Mike Randall

By: Mike Randall • 9/24/18

Blog

22,516 views

9 min read

Upsolve Combines Pro Bono Attorneys and Technology to Make Filing for Chapter 7 Bankruptcy More Affordable

Upsolve Makes Filing for Chapter 7 Bankruptcy More Affordable

In a Nutshell: Overall household debt in the US has reached a record high of $13.3 trillion, and personal savings... read more »

Mike Randall

By: Mike Randall • 8/23/18

Blog

31,161 views

11 min read

The Crucial Nature of Credit: How First-Time Homebuyers with Less-Than-Stellar Scores Can Better Their Chances of Being Approved for a Mortgage

How Would-Be Homebuyers with Credit Issues Can Better Their Odds

In a Nutshell: In the decade since the mortgage crisis, banks have stepped up requirements for anyone looking to... read more »

Mike Randall

By: Mike Randall • 8/17/18

Blog

22,044 views

9 min read

Lending Stream Offers UK Borrowers a Convenient, Longer-Term Alternative to Payday Loans

Lending Stream Offers a Convenient Alternative to UK's Payday Loans

In a Nutshell: With payday lenders in the UK charging increasingly high interest rates, borrowers are turning to... read more »

Mike Randall

By: Mike Randall • 8/13/18

Blog

37,111 views

9 min read

SELCO Remains Committed to Spreading Financial Literacy Throughout the Oregon Communities It Serves

SELCO Remains Committed to Spreading Financial Literacy

In a Nutshell: While education is widely considered key to someone’s future success, financial literacy is an often... read more »

Mike Randall

By: Mike Randall • 8/1/18

Blog

57,360 views

9 min read

How Crowdfunding Combines the Power of Technology, Storytelling, and Community to Create New Avenues of Fundraising for Those in Need

How Crowdfunding Creates New Financial Avenues for Those in Need

In a Nutshell: Social fundraising networks are expected to raise more than $1 billion in 2018. Crowdfunding... read more »

Mike Randall

By: Mike Randall • 7/27/18

Guide

43,008 views

7 min read

[current_year] Credit One Credit Card Reviews

2018 Credit One Credit Card Reviews

Choosing a credit card when you have bad credit should be driven by a single, overarching factor: you need to... read more »

Mike Randall

By: Mike Randall • 8/13/18

Blog

34,770 views

9 min read

How Redstone Federal Credit Union Meets the Banking and Financial Literacy Needs of Underserved Tennessee Valley Residents

How Redstone Federal Credit Union Serves the Tennessee Valley

In a Nutshell: As big banks continue to raise fees and cut back on services, more Americans are turning to credit... read more »

Mike Randall

By: Mike Randall • 7/24/18

Blog

66,842 views

11 min read

The Entrust Group Weighs in on Diversifying Investment Strategies and the Importance of Establishing Savings

The Entrust Group Weighs in on the Importance of Establishing Savings

In a Nutshell: Retirement is a relatively recent social institution, but it’s no less an important financial... read more »

Mike Randall

By: Mike Randall • 7/16/18

Blog

46,048 views

9 min read

California’s Earned Income Tax Credit Puts Money Back in the Pockets of More than 1.4 Million Low-Income Residents

California’s EITC Puts Money Back in the Pockets of Those in Need

In a Nutshell: In 2015, California joined a list of 29 states and the District of Columbia in implementing a... read more »

Mike Randall

By: Mike Randall • 7/13/18

Blog

48,399 views

9 min read

American Bankruptcy Institute Commission Seeks Chapter 11 Reform in an Effort to Save Businesses and Jobs

ABI Commission: Chapter 11 Reform Needed to Save Businesses and Jobs

In a Nutshell: The bankruptcy code currently in use in the United States was written into law in 1978, and many... read more »

Mike Randall

By: Mike Randall • 7/4/18

Blog

68,445 views

9 min read

National Association of Unclaimed Property Administrators Helps Rightful Owners Collect Billions of Dollars in Lost and Forgotten Assets

NAUPA Helps Locate Billions of Dollars in Lost and Forgotten Assets

In a Nutshell: Each year in the US, billions of dollars go unclaimed and end up in the custody of state treasurers... read more »

Mike Randall

By: Mike Randall • 6/21/18

Blog

60,572 views

9 min read

Churches Mutual Credit Union Helps Meet the Unique Needs of Clergy and Church Employees in the UK

CMCU Meets the Needs of UK Clergy and Church Employees

In a Nutshell: Credit unions in the UK are seeking to provide a banking alternative for underserved communities,... read more »

Mike Randall

By: Mike Randall • 6/15/18

Blog

57,825 views

9 min read

How Using eSnipe to Buy and Flip on eBay Can Lead to a Profitable Side Hustle

How Using eSnipe to Buy and Flip Can Lead to a Profitable Side Hustle

In a Nutshell: As a platform for buying and selling items of any possible type — new and used, working or not —... read more »

Mike Randall

By: Mike Randall • 6/14/18

Blog

71,265 views

9 min read

Reaching Lands of Opportunity — VisaPlace Helps Hopeful Individuals and Families Navigate the Complexities of Immigration Law

VisaPlace Helps Navigate the Complexities of Immigration Law

In a Nutshell: Immigration is one of the foundations of the United States, yet throughout its history, the US has... read more »

Mike Randall

By: Mike Randall • 6/11/18

Blog

34,100 views

9 min read

Vamoose Bus Offers an Affordable Travel Alternative Between Two of the East Coast’s Top Travel Destinations

Vamoose Bus Offers an Affordable Travel Option Between NYC and DC

In a Nutshell: Getting around in cities with well-designed public transportation systems is both cheaper and more... read more »

Mike Randall

By: Mike Randall • 6/8/18

Blog

50,688 views

11 min read

From Test Prep and Tutoring to Admissions Resources, The Princeton Review Has a Well-Established Reputation for Helping Students Achieve Their Academic Dreams

The Princeton Review: Helping Students Achieve Academic Dreams

In a Nutshell: The correlation between a high-quality education and a person’s prospects of financial success later... read more »

Mike Randall

By: Mike Randall • 6/5/18

Blog

58,175 views

11 min read

Employment Screening Resources® Provides Background Screening that Protects Employers While Promoting Ex-Offenders Re-Entering the Workforce

ESR Provides Resources to Help Ex-Offenders Get Back to Work

In a Nutshell: The United States incarcerates a higher percentage of its population than any other world power, and... read more »

Mike Randall

By: Mike Randall • 6/5/18

Blog

47,685 views

9 min read

California’s Family and Consumer Sciences Education Program Empowers Teachers to Bring Key Financial and Life Skills to a New Generation

California’s FCS Program Brings Key Life Skills to a New Generation

In a Nutshell: When it comes time to choose an academic path toward an eventual career, today’s high school... read more »

Mike Randall

By: Mike Randall • 5/30/18

Blog

67,500 views

9 min read

More Than $47 Million Paid Out — uSell Helps You Get More Money Back for Your Used Electronic Devices

uSell Helps You Get More Money Back for Your Used Devices

In a Nutshell: If the new features and technology in the latest smartphones have you looking to upgrade, you may be... read more »

Mike Randall

By: Mike Randall • 5/23/18

Blog

52,507 views

9 min read

Better Job Opportunities Through Résumé Optimization — Professional Diversity Network’s Resunate Helps You Stand Out from the Competition

Resunate — Better Opportunities Through Résumé Optimization

In a Nutshell: As the hiring process turns more toward automation, digital screening programs often eliminate... read more »

Mike Randall

By: Mike Randall • 5/7/18