John Ulzheimer

John Ulzheimer

Bad Credit Expert

John Ulzheimer is an expert on credit reporting, credit scoring, and identity theft. The author of four books on the subject, Ulzheimer has been featured thousands of times in media outlets including the Wall Street Journal, NBC Nightly News, New York Times, CNBC, and countless others. With 27 years of credit related professional experience, including with both Equifax and FICO, Ulzheimer is the only recognized credit expert who actually comes from the credit industry. He has been an expert witness in over 325 credit-related lawsuits and has been qualified to testify in both federal and state courts on the topic of consumer credit. In his hometown of Atlanta, Ulzheimer is a frequent guest lecturer at the University of Georgia and Emory University's School of Law.

Latest Posts

(3) Total Posts to Date

Guide

5,592 views

7 min read

How to Build Credit Without a Credit Card

How to Build Credit Without a Credit Card

A well-managed credit card account can be an effective tool to help you build or even rebuild your credit. In fact,... read more »

John Ulzheimer

By: John Ulzheimer • 1/2/19

Guide

20,128 views

7 min read

The Perfect Credit Score: Is It Even Possible?

The Perfect Credit Score: Is It Even Possible?

Trying to be the best at something is the American way. Students work hard to earn 4.0 GPAs in college or straight... read more »

John Ulzheimer

By: John Ulzheimer • 12/19/18

Guide

28,644 views

9 min read

How to Check Your Credit Score for Free

How to Check Your Credit Score for Free

Just like keeping a close eye on your weight is a good idea if you want to maintain good health, monitoring your... read more »

John Ulzheimer

By: John Ulzheimer • 10/26/18