Eric Bank

Eric Bank

Bad Credit Expert

Eric Bank has been covering business and financial topics since 1985, specializing in taking complex subject matters and explaining them in simple terms for consumer audiences. Eric's writing regularly appears on Credible.com, eHow, WiseBread, The Nest, Get.com, Zacks, Chron, and dozens of other outlets. A former software engineer, Eric holds an M.B.A. from New York University and an M.S. in finance from DePaul University.

Latest Posts

(36) Total Posts to Date

Guide

1,026 views

15 min read

4 Best Online Debt Consolidation Loans

4 Best Online Debt Consolidation Loans

Too much debt is depressing. You can’t daydream about a nice vacation or a pricey new purchase without soon... read more »

Eric Bank

By: Eric Bank • 11/13/19

Guide

3,081 views

27 min read

12 Best Loans & Credit Cards for 500 to 550 Credit Scores

12 Best Loans & Credit Cards for 500 to 550 Scores

Credit scores are important numbers, as they help determine your ability to access credit and loans. The FICO 8... read more »

Eric Bank

By: Eric Bank • 11/4/19

Guide

5,130 views

11 min read

3 Hard Inquiry Removal Services

3 Hard Inquiry Removal Services

Hard inquiries occur when someone other than yourself accesses your credit history from any of the three nationwide... read more »

Eric Bank

By: Eric Bank • 10/31/19

Guide

5,358 views

15 min read

9 Best Bad Credit Loans in Texas

The Best Bad Credit Loans in Texas

When you think about bad credit loans in Texas, the term “Wild West” comes to mind. That’s because Texas has laws... read more »

Eric Bank

By: Eric Bank • 10/31/19

Guide

4,329 views

15 min read

9 Title Loan Alternatives for Bad Credit

9 Alternatives to Title Loans for Bad Credit Borrowers

If you have bad credit and suddenly need money, you could consider a title loan, in which you use your car as... read more »

Eric Bank

By: Eric Bank • 10/18/19

Guide

7,632 views

17 min read

9 Online Installment Loans for Bad Credit

9 Online Installment Loans for Bad Credit

It’s easy to feel hemmed in when you have bad credit but need money quickly. Ideally, you’d like instant approval... read more »

Eric Bank

By: Eric Bank • 10/18/19

Guide

12,492 views

13 min read

6 Best Payday Advance Loan Alternatives

6 Best Loan Alternatives to a Payday Advance

Approximately 78% of American workers report the have trouble stretching their budgets from one paycheck to the... read more »

Eric Bank

By: Eric Bank • 10/11/19

Guide

10,350 views

13 min read

3 No-Credit-Check Auto Loans in [current_year]

3 Auto Loans with No Credit Check

I grew up in Manhattan, and like many of my fellow island-dwellers, had no need for a car. It was only after... read more »

Eric Bank

By: Eric Bank • 10/9/19

Guide

20,560 views

17 min read

10 Best Medical Loans for Bad Credit

10 Best Medical Loans for Bad Credit Applicants

Illness and injury play no favorites — rich or poor, good credit or bad, folks need medical care when they get sick... read more »

Eric Bank

By: Eric Bank • 9/25/19

Guide

12,348 views

15 min read

6 Credit Union Loans for Bad Credit and Top Alternatives

6 Credit Union Loans and Top Alternatives

Have you had trouble getting a loan from a bank because of bad credit? Don’t give up! Credit union loans for bad... read more »

Eric Bank

By: Eric Bank • 9/27/19

Guide

13,332 views

13 min read

7 Indirect & Direct Lenders for Bad Credit Installment Loans

7 Lenders for Bad Credit Installment Loans

Look no further than installment versus personal loans for an example of a distinction without a difference. Both... read more »

Eric Bank

By: Eric Bank • 9/19/19

Guide

29,754 views

11 min read

5 Best Personal Loans for Low-Income Earners in [current_year]

5 Best Personal Loans for Low-Income Earners

According to the Department of Housing and Urban Development, low-income families earn no more than 80% of the... read more »

Eric Bank

By: Eric Bank • 6/20/19

Guide

30,416 views

13 min read

5 Guaranteed Auto Loans for Bad Credit in [current_year]

5 Guaranteed Auto Loans for Bad Credit Applicants

In the first quarter of 2018, 272.1 million cars were on the road in the United States. For many Americans, having... read more »

Eric Bank

By: Eric Bank • 6/14/19

Guide

31,297 views

17 min read

10 Bad Credit Loans with Guaranteed Approval

10 Bad Credit Loans with Guaranteed Approval

While it’s true there are few guarantees in life, the loans for consumers with bad credit we review here come... read more »

Eric Bank

By: Eric Bank • 8/7/19

Guide

44,080 views

13 min read

4 Loans for the Unemployed with Bad Credit in [current_year]

4 Loans for Unemployed People with Bad Credit

A strong economy is scant consolation if you find yourself struggling with unemployment. Millions of Americans are... read more »

Eric Bank

By: Eric Bank • 6/20/19

Guide

45,975 views

15 min read

7 Loan Alternatives to Online Payday Lenders with Instant Approval

7 Loan Alternatives to Online Payday Lenders

Consider this well-known statistic: 40% of Americans would have trouble raising $400 in an emergency. Many of us... read more »

Eric Bank

By: Eric Bank • 4/17/19

Guide

74,802 views

31 min read

21 Best Credit Cards for Low Credit Scores in [current_year]

21 Best Cards to Apply for with a Low Credit Score

The Doors told us that people are strange when you’re a stranger. Well, perhaps. But we do know that credit card... read more »

Eric Bank

By: Eric Bank • 10/18/19

Guide

50,531 views

17 min read

3 Best Credit Card Consolidation Loans: [current_year] Review

The Best Credit Card Consolidation Loans in 2019

Fretting at 2 a.m. seems to be a prevalent, if unwanted, affliction that robs millions of their sleep each night.... read more »

Eric Bank

By: Eric Bank • 3/22/19

Guide

100,000+ views

7 min read

5 Ways to Know When to Refinance Your House

5 Ways to Know When to Refinance Your House

Knowing when to refinance your home is not an exact science. It can depend on a number of variables and... read more »

Eric Bank

By: Eric Bank • 10/3/19

Guide

100,000+ views

5 min read

The Credit Repair Organizations Act — Definition + 3 Ethical Companies

What is the Credit Repair Organizations Act?

In 1996, the Credit Repair Organizations Act (CROA) began protecting U.S. consumers from disreputable credit repair... read more »

Eric Bank

By: Eric Bank • 9/9/19

Guide

100,000+ views

11 min read

13 of the Best Secured Credit Cards to Rebuild Credit ([current_year])

13 of the Best Secured Credit Cards to Rebuild Credit

If you have poor credit, one good way to rebuild your credit history is to apply for a secured credit card. A... read more »

Eric Bank

By: Eric Bank • 10/31/18

Guide

100,000+ views

7 min read

9 Best “After Bankruptcy” Credit Cards (Unsecured + Secured)

9 Best After Bankruptcy Credit Cards

Some of life’s setbacks can be impossible to overcome. Fortunately, bankruptcy is not one of them. In fact, for... read more »

Eric Bank

By: Eric Bank • 1/4/19

Guide

100,000+ views

9 min read

“What is a Good Credit Score?” (See What’s Required by 4 Loan Types)

What is a Good Credit Score?

The American dream is pretty simple: the pursuit of happiness. You want to better your life for you and your... read more »

Eric Bank

By: Eric Bank • 8/14/18

Guide

100,000+ views

7 min read

“How to Refinance a Car” (3 Quick & Simple Steps)

How to Refinance a Car in 3 Quick Steps

Cars are an essential part of many people’s daily lives — whether they are commuting to and from work, picking up... read more »

Eric Bank

By: Eric Bank • 9/4/19

Guide

100,000+ views

5 min read

How to Cancel a Credit Card (8 Simple Steps)

How to Cancel a Credit Card

Once a credit card has outlived its usefulness, it might be a good idea to replace it with a friendlier card. You... read more »

Eric Bank

By: Eric Bank • 4/9/19