Eric Bank

Eric Bank

Bad Credit Expert

Eric Bank has been covering business and financial topics since 1985, specializing in taking complex subject matters and explaining them in simple terms for consumer audiences. Eric's writing regularly appears on Credible.com, eHow, WiseBread, The Nest, Get.com, Zacks, Chron, and dozens of other outlets. A former software engineer, Eric holds an M.B.A. from New York University and an M.S. in finance from DePaul University.

Latest Posts

(64) Total Posts to Date

Guide

7,847 views

13 min read

12 Loans for Seniors with Bad Credit

12 Loans for Seniors with Bad Credit

If you’re a retired senior with bad credit and you’re looking for a loan, you may believe you already have two... read more »

Eric Bank

By: Eric Bank • 3/20/20

Guide

8,910 views

11 min read

3 Best Services for Credit Repair Letters

3 Best Services for Credit Repair Letters

Your credit score can suffer when errors creep into the credit reports maintained by the three national credit... read more »

Eric Bank

By: Eric Bank • 3/16/20

Guide

8,151 views

11 min read

6 Best Soft-Pull Bad Credit Loans

6 Best Soft-Pull Loans for Bad Credit

A soft pull is great for making taffy and for checking your credit. In the latter context, a “pull” is lingo for... read more »

Eric Bank

By: Eric Bank • 3/9/20

Guide

11,682 views

25 min read

5 Bad Credit Loans to Stop Foreclosure

5 Bad Credit Loans to Stop Foreclosure

Foreclosure is a shattering process. You face the loss of your home, the disruption of your lifestyle, and the... read more »

Eric Bank

By: Eric Bank • 3/4/20

Guide

11,984 views

19 min read

12 Bad Credit Loans with Preapproval

12 Loans for Bad Credit with Preapproval

If you have bad credit, you usually don’t ask for a loan without good reason because you know that getting approved... read more »

Eric Bank

By: Eric Bank • 2/28/20

Guide

13,192 views

15 min read

3 Loans to Pay Off Collections

3 Loans to Pay Off Collections

When consumers have seriously delinquent debts (i.e., more than 90 days late), they may find themselves in the... read more »

Eric Bank

By: Eric Bank • 2/18/20

Guide

14,308 views

17 min read

12 Loans for Graduates with Bad Credit

12 Loans for Graduates with Bad Credit

When you give it some thought, it makes perfect sense for many graduates to have trouble getting a loan. The... read more »

Eric Bank

By: Eric Bank • 2/12/20

Guide

13,958 views

15 min read

9 Loans for Joint Applicants with Bad Credit

9 Loans for Joint Applicants with Bad Credit

In a joint loan application, two borrowers assume the responsibility of repaying a loan. Two applicants can be... read more »

Eric Bank

By: Eric Bank • 2/10/20

Guide

20,592 views

21 min read

3 Debt Relief Programs for Bad Credit

3 Debt Relief Programs for Bad Credit

The skies can look mighty gray when you have bad credit and fall behind on your debts. Once you start receiving... read more »

Eric Bank

By: Eric Bank • 2/7/20

Guide

18,360 views

17 min read

10 Renovation Loans for Bad Credit

10 Renovation Loans for Bad Credit Borrowers

You simply can’t put it off any longer – it’s time to fix up your home! We review here 10 renovation loans for bad... read more »

Eric Bank

By: Eric Bank • 1/28/20

Guide

18,624 views

15 min read

12 Loans for Pensioners with Bad Credit

12 Loans for Pensioners

You’ve worked hard all your life and earned your retirement income from Social Security as well as benefits from a... read more »

Eric Bank

By: Eric Bank • 1/28/20

Guide

27,835 views

17 min read

11 Loans for Really Bad Credit

11 Loans for Really Bad Credit

According to FICO, the credit score range of 300 to 579 is considered very poor, comprising 16% of all consumers... read more »

Eric Bank

By: Eric Bank • 1/21/20

Guide

19,020 views

21 min read

16 Low-Credit-Score Loans

16 Loans for Low Credit Scores

A decade ago, low-credit-score loans were harder to get, but the credit markets have loosened considerably since... read more »

Eric Bank

By: Eric Bank • 1/7/20

Guide

30,510 views

17 min read

4 Plastic Surgery Loans for Bad Credit

4 Plastic Surgery Loans for Bad Credit

Plastic surgery is big business in America. In fact, Americans went under the knife for nips and tucks to the tune... read more »

Eric Bank

By: Eric Bank • 1/8/20

Guide

19,548 views

13 min read

Fingerhut® Credit Score Needed for Approval

Fingerhut® Credit Score Requirements

For many folks with poor credit or no credit history, a store credit account is a convenient way to establish or... read more »

Eric Bank

By: Eric Bank • 1/7/20

Guide

28,710 views

15 min read

9 Loans for High Debt-to-Income Ratio Borrowers

9 Loans for High DTI Ratio Borrowers

Having a steady income is great, but only if it exceeds your spending. That’s a truth well-known to lenders, who... read more »

Eric Bank

By: Eric Bank • 1/3/20

Guide

25,498 views

9 min read

4 Bad-Credit Funeral Loans

4 Funeral Loans for Bad Credit Applicants

The average cost for a funeral in North America ranges from $7,000 and $10,000, depending on location. That money... read more »

Eric Bank

By: Eric Bank • 1/3/20

Guide

19,723 views

11 min read

6 Guaranteed Loans with No Credit Check

6 Guaranteed Loans with No Credit Check

In finance, as in life, there are no guarantees (except perhaps for death and taxes). However, the following loan... read more »

Eric Bank

By: Eric Bank • 12/19/19

Guide

25,220 views

11 min read

3 Best Credit Repair Services for Single Parents

The Best Credit Repair for Single Parents

If this planet has a job tougher than single parenting, I have yet to encounter it. Even putting aside the physical... read more »

Eric Bank

By: Eric Bank • 12/18/19

Guide

21,825 views

15 min read

5 Divorce Loans for Bad Credit

5 Divorce Loans for Bad Credit

The emotional toll that a divorce exacts is only compounded when you have bad credit and need money to pay for the... read more »

Eric Bank

By: Eric Bank • 12/16/19

Guide

34,704 views

13 min read

7 Best Credit Cards After Chapter 13 Bankruptcy

7 Best Cards After Chapter 13 Bankruptcy

Chapter 13 bankruptcy is not the end of the world. Unlike Chapter 7, it is more about debt reorganization and less... read more »

Eric Bank

By: Eric Bank • 1/21/20

Guide

31,484 views

13 min read

Is a Down Payment Needed to Buy a Car with Bad Credit?

Is a Down Payment Needed to Buy a Car with Bad Credit?

Unless your finances just won’t allow for it, you should plan to put aside at least the minimum down payment needed... read more »

Eric Bank

By: Eric Bank • 1/31/20

Guide

38,960 views

11 min read

3 Approval Tips: Buying a Used Car with Bad Credit

3 Approval Tips for Buying a Used Car with Bad Credit

There’s a persistent rumor that you can’t get a car loan when you have bad credit. We put that rumor to bed in this... read more »

Eric Bank

By: Eric Bank • 12/13/19

Guide

32,793 views

11 min read

6 Best Instant Loans Online

The Best Instant Loans Available Online

Time matters when you are short of cash. What you want is fast access to a loan, even if your credit is bad. Few... read more »

Eric Bank

By: Eric Bank • 12/5/19

Guide

30,000 views

15 min read

6 Cash Advance Loans & Alternatives

6 Cash Advance Loans & Alternatives

Cash advance loans put money in your pocket when you need it. The importance of the six lending services reviewed... read more »

Eric Bank

By: Eric Bank • 11/25/19