Eric Bank

Eric Bank

Bad Credit Expert

Eric Bank has been covering business and financial topics since 1985, specializing in taking complex subject matters and explaining them in simple terms for consumer audiences. Eric's writing regularly appears on Credible.com, eHow, WiseBread, The Nest, Get.com, Zacks, Chron, and dozens of other outlets. A former software engineer, Eric holds an M.B.A. from New York University and an M.S. in finance from DePaul University.

Latest Posts

(53) Total Posts to Date

Guide

1,664 views

17 min read

11 Loans for Really Bad Credit

11 Loans for Really Bad Credit

According to FICO, the credit score range of 300 to 579 is considered very poor, comprising 16% of all consumers... read more »

Eric Bank

By: Eric Bank • 1/21/20

Guide

3,360 views

21 min read

16 Low-Credit-Score Loans

16 Loans for Low Credit Scores

A decade ago, low-credit-score loans were harder to get, but the credit markets have loosened considerably since... read more »

Eric Bank

By: Eric Bank • 1/7/20

Guide

6,690 views

17 min read

4 Plastic Surgery Loans for Bad Credit

4 Plastic Surgery Loans for Bad Credit

Plastic surgery is big business in America. In fact, Americans went under the knife for nips and tucks to the tune... read more »

Eric Bank

By: Eric Bank • 1/8/20

Guide

4,956 views

13 min read

Fingerhut® Credit Score Needed for Approval

Fingerhut® Credit Score Requirements

For many folks with poor credit or no credit history, a store credit account is a convenient way to establish or... read more »

Eric Bank

By: Eric Bank • 1/7/20

Guide

5,406 views

15 min read

9 Loans for High Debt-to-Income Ratio Borrowers

9 Loans for High DTI Ratio Borrowers

Having a steady income is great, but only if it exceeds your spending. That’s a truth well-known to lenders, who... read more »

Eric Bank

By: Eric Bank • 1/3/20

Guide

10,602 views

9 min read

4 Bad-Credit Funeral Loans

4 Funeral Loans for Bad Credit Applicants

The average cost for a funeral in North America ranges from $7,000 and $10,000, depending on location. That money... read more »

Eric Bank

By: Eric Bank • 1/3/20

Guide

8,352 views

11 min read

6 Guaranteed Loans with No Credit Check

6 Guaranteed Loans with No Credit Check

In finance, as in life, there are no guarantees (except perhaps for death and taxes). However, the following loan... read more »

Eric Bank

By: Eric Bank • 12/19/19

Guide

12,870 views

11 min read

3 Best Credit Repair Services for Single Parents

The Best Credit Repair for Single Parents

If this planet has a job tougher than single parenting, I have yet to encounter it. Even putting aside the physical... read more »

Eric Bank

By: Eric Bank • 12/18/19

Guide

9,217 views

15 min read

5 Divorce Loans for Bad Credit

5 Divorce Loans for Bad Credit

The emotional toll that a divorce exacts is only compounded when you have bad credit and need money to pay for the... read more »

Eric Bank

By: Eric Bank • 12/16/19

Guide

14,450 views

13 min read

7 Best Credit Cards After Chapter 13 Bankruptcy

7 Best Cards After Chapter 13 Bankruptcy

Chapter 13 bankruptcy is not the end of the world. Unlike Chapter 7, it is more about debt reorganization and less... read more »

Eric Bank

By: Eric Bank • 1/21/20

Guide

18,601 views

13 min read

Is a Down Payment Needed to Buy a Car with Bad Credit?

Is a Down Payment Needed to Buy a Car with Bad Credit?

Unless your finances just won’t allow for it, you should plan to put aside at least the minimum down payment needed... read more »

Eric Bank

By: Eric Bank • 12/5/19

Guide

11,250 views

11 min read

3 Approval Tips: Buying a Used Car with Bad Credit

3 Approval Tips for Buying a Used Car with Bad Credit

There’s a persistent rumor that you can’t get a car loan when you have bad credit. We put that rumor to bed in this... read more »

Eric Bank

By: Eric Bank • 12/13/19

Guide

20,628 views

11 min read

6 Best Instant Loans Online

The Best Instant Loans Available Online

Time matters when you are short of cash. What you want is fast access to a loan, even if your credit is bad. Few... read more »

Eric Bank

By: Eric Bank • 12/5/19

Guide

17,472 views

15 min read

6 Cash Advance Loans & Alternatives

6 Cash Advance Loans & Alternatives

Cash advance loans put money in your pocket when you need it. The importance of the six lending services reviewed... read more »

Eric Bank

By: Eric Bank • 11/25/19

Guide

17,024 views

11 min read

6 Places to Borrow Money Online

6 Places to Borrow Money Online

Consumers with all types of credit can borrow money online. That means you can access a cash loan even if you have... read more »

Eric Bank

By: Eric Bank • 11/20/19

Guide

19,465 views

17 min read

12 Online Loan Applications: Personal, Auto, Home

12 Online Loan Applications

There once was a time when you actually had to drag yourself to a bank branch to apply for a loan. This quaint... read more »

Eric Bank

By: Eric Bank • 11/19/19

Guide

16,344 views

13 min read

9 No-Credit-Check Loans Online

9 Online Loans with No Credit Check

No-credit-check loans serve that slice of the populace that has bad credit — so bad that a credit check would... read more »

Eric Bank

By: Eric Bank • 1/24/20

Guide

13,845 views

15 min read

4 Best Online Debt Consolidation Loans

4 Best Online Debt Consolidation Loans

Too much debt is depressing. You can’t daydream about a nice vacation or a pricey new purchase without soon... read more »

Eric Bank

By: Eric Bank • 11/13/19

Guide

22,880 views

27 min read

12 Best Loans & Credit Cards for 500 to 550 Credit Scores

12 Best Loans & Credit Cards for 500 to 550 Scores

Credit scores are important numbers, as they help determine your ability to access credit and loans. The FICO 8... read more »

Eric Bank

By: Eric Bank • 11/4/19

Guide

23,920 views

11 min read

3 Hard Inquiry Removal Services

3 Hard Inquiry Removal Services

Hard inquiries occur when someone other than yourself accesses your credit history from any of the three nationwide... read more »

Eric Bank

By: Eric Bank • 10/31/19

Guide

29,406 views

15 min read

9 Best Bad Credit Loans in Texas

The Best Bad Credit Loans in Texas

When you think about bad credit loans in Texas, the term “Wild West” comes to mind. That’s because Texas has laws... read more »

Eric Bank

By: Eric Bank • 10/31/19

Guide

24,948 views

15 min read

9 Title Loan Alternatives for Bad Credit

9 Alternatives to Title Loans for Bad Credit Borrowers

If you have bad credit and suddenly need money, you could consider a title loan, in which you use your car as... read more »

Eric Bank

By: Eric Bank • 10/18/19

Guide

31,815 views

17 min read

9 Online Installment Loans for Bad Credit

9 Online Installment Loans for Bad Credit

It’s easy to feel hemmed in when you have bad credit but need money quickly. Ideally, you’d like instant approval... read more »

Eric Bank

By: Eric Bank • 10/18/19

Guide

21,252 views

13 min read

6 Best Payday Advance Loan Alternatives

6 Best Loan Alternatives to a Payday Advance

Approximately 78% of American workers report the have trouble stretching their budgets from one paycheck to the... read more »

Eric Bank

By: Eric Bank • 10/11/19

Guide

29,092 views

13 min read

3 No-Credit-Check Auto Loans in [current_year]

3 Auto Loans with No Credit Check

I grew up in Manhattan, and like many of my fellow island-dwellers, had no need for a car. It was only after... read more »

Eric Bank

By: Eric Bank • 10/9/19