Eric Bank

Eric Bank

Bad Credit Expert

Eric Bank has been covering business and financial topics since 1985, specializing in taking complex subject matters and explaining them in simple terms for consumer audiences. Eric's writing regularly appears on Credible.com, eHow, WiseBread, The Nest, Get.com, Zacks, Chron, and dozens of other outlets. A former software engineer, Eric holds an M.B.A. from New York University and an M.S. in finance from DePaul University.

Latest Posts

(176) Total Posts to Date

Guide

4,086 views

37 min read

9 Loan Options For Bad Credit Borrowers

9 Viable Loan Options For Bad Credit

If you have ever tried to get a loan from a bank, you know how limiting bad credit can be. Fortunately, several... read more »

Eric Bank

By: Eric Bank • 11/22/22

Guide

7,740 views

21 min read

9 Home Lenders For Bad Credit

9 Home Lenders For Bad Credit Borrowers

If you’ve experienced shabby treatment from a bank when you applied for a mortgage, expect a different attitude... read more »

Eric Bank

By: Eric Bank • 11/16/22

Guide

6,132 views

15 min read

8 Holiday Loans For Bad Credit

8 Bad Credit Loans For The Holidays

Let’s say your credit is lousy, you’ve maxed out your credit cards, and your holiday spending budget is meager. You... read more »

Eric Bank

By: Eric Bank • 11/9/22

Guide

10,108 views

19 min read

Direct Lenders of Bad Credit Personal Loans

6 Direct Lenders of Bad Credit Personal Loans

On the spectrum of human certainty, knowing you need a loan is much easier than knowing where to get a loan or even... read more »

Eric Bank

By: Eric Bank • 11/8/22

Guide

9,299 views

19 min read

How to Get a Home Equity Line of Credit With Bad Credit

7 Steps: How to Get a HELOC With Bad Credit

When your credit score needs to look up to see 600, you probably have trouble obtaining a reasonable interest rate... read more »

Eric Bank

By: Eric Bank • 11/7/22

Guide

10,114 views

13 min read

Is MoneyMutual Legit?

Is MoneyMutual Legit? Here's What We Know

Trust seems to be in short supply nowadays. When it comes to borrowing money, a little skepticism is healthy. You... read more »

Eric Bank

By: Eric Bank • 10/27/22

Guide

18,753 views

17 min read

5 Payday Loan Consolidation Options

5 Payday Loan Consolidation Options

Approximately 12 million Americans take out a payday loan at least once per year. This kind of short-term loan is... read more »

Eric Bank

By: Eric Bank • 10/19/22

Guide

14,280 views

15 min read

Car Loans For 18-Year-Olds With No Credit

Car Loans For 18-Year-Olds With No Credit History

Think of your first car loan as a rite of passage to adulthood. It likely involves two firsts: car ownership and... read more »

Eric Bank

By: Eric Bank • 10/17/22

Guide

15,008 views

21 min read

9 Bank Accounts For Bad Credit With No Deposit

Bank Accounts For Bad Credit With No Minimum Deposit

Bank accounts for bad credit with no deposit minimums typify the evolution of banking in the 21st century. They are... read more »

Eric Bank

By: Eric Bank • 10/12/22

Guide

15,751 views

25 min read

15 Easy Loans to Get Approved For With Bad Credit

15 Easy-Approval Loans for Bad Credit

At first blush, easy loans for bad credit don’t seem to make much sense. Don’t you need good credit to obtain a... read more »

Eric Bank

By: Eric Bank • 10/11/22

Guide

15,844 views

19 min read

High-Income Bad Credit Car Loans of 2022

7 Car Loans For High Income & Bad Credit

Might we guess that your life has been interesting if you want a high-income bad credit car loan? Well, whatever... read more »

Eric Bank

By: Eric Bank • 9/28/22

Guide

20,774 views

21 min read

Loans For Low-Income Families in 2022

11 Loan Options For Low-Income Families

Loans for low-income families are available from private and public sources in the US. The trick is knowing the... read more »

Eric Bank

By: Eric Bank • 9/27/22

Guide

17,490 views

23 min read

Bank Accounts For Bad Credit With Overdraft Protection

5 Bank Accounts With Overdraft Protection

It sounds like the title for a nightmare sequence: Bank Accounts For Bad Credit With Overdraft Protection. You’re... read more »

Eric Bank

By: Eric Bank • 9/26/22

Guide

20,460 views

15 min read

Credit Repair For Veterans in 2022

5 Best Credit Repair Companies For Veterans

It’s a shame that credit repair for veterans is so necessary. A Financial Industry Regulatory Authority (FINRA)... read more »

Eric Bank

By: Eric Bank • 9/22/22

Guide

39,520 views

17 min read

Payday Loans That Accept Unemployment Benefits

Payday Loans That Accept Unemployment Benefits

At first glance, payday loans that accept unemployment benefits seem self-contradictory. But it’s true — you don’t... read more »

Eric Bank

By: Eric Bank • 9/9/22

Guide

26,508 views

19 min read

Bankruptcy Auto Loans

3 Best Auto Loans After Bankruptcy

I felt uncomfortable writing about bankruptcy auto loans as I contemplated the pain and confusion that often... read more »

Eric Bank

By: Eric Bank • 8/29/22

Guide

15,510 views

31 min read

15 Bad Credit Loans and Credit Cards

15 Loans & Credit Cards For Bad Credit

The availability of bad credit loans and credit cards is a critical lifeline for consumers who’ve faced significant... read more »

Eric Bank

By: Eric Bank • 8/29/22

Guide

19,305 views

15 min read

Personal Loans Near Me: Best Nationwide Lenders

9 Nationwide Personal Loan Providers For Bad Credit

In the internet era, it’s obsolete to ask, “Where are the personal loans near me?” Online personal loans are... read more »

Eric Bank

By: Eric Bank • 8/24/22

Guide

22,979 views

23 min read

9 Quick Cash Loans For Bad Credit

9 Quick Cash Loans For Bad Credit

Thank heavens quick cash loans for bad credit are readily available. Without them, folks with subprime credit would... read more »

Eric Bank

By: Eric Bank • 8/23/22

Guide

44,910 views

27 min read

15 Online Loan Applications: Personal, Auto, Home

15 Online Personal, Auto & Home Loan Applications

There once was a time when you had to drag yourself to a bank branch to apply for a loan. This quaint practice is a... read more »

Eric Bank

By: Eric Bank • 11/19/19

Guide

36,846 views

21 min read

9 Same-Day Cash Loans

9 Same-Day Cash Loan Options

Same day cash loans can be a tremendous resource when emergencies strike. They may tide you over when money is... read more »

Eric Bank

By: Eric Bank • 8/10/22

Guide

50,065 views

19 min read

Private Party Auto Loans For Bad Credit

Private Party Auto Loans and Alternatives For Bad Credit

If you need to buy a car but have a low credit score, private party auto loans for bad credit can save your bacon.... read more »

Eric Bank

By: Eric Bank • 11/14/22

Guide

29,342 views

13 min read

Payday Loans Online With No Credit Check & Instant Approval

9 Payday Loans With No Credit & Instant Approval

When your credit is bad and money is tight, payday loans online with no credit check and instant approval can see... read more »

Eric Bank

By: Eric Bank • 8/4/22

Guide

43,218 views

21 min read

Bad Credit Loans That Don’t Need a Cosigner

10 Bad Credit Loans That Don’t Need a Cosigner

We hear a collective sigh of relief when we write about bad credit loans that don’t need a cosigner. Using a... read more »

Eric Bank

By: Eric Bank • 8/3/22

Guide

41,792 views

21 min read

7 Bad Credit Loans to Buy a House

7 Bad Credit Loans to Buy a House

The demand for bad credit loans to buy a house endures because the American dream of home ownership runs deep and... read more »

Eric Bank

By: Eric Bank • 8/2/22