Billie Nordmeyer

About the Author

Billie Nordmeyer

Billie Nordmeyer is a writer, former senior auditor, and financial software consultant. Her writing on banking, credit cards, insurance, economics, small business, technology, and other financial topics are featured in The Nest, Zacks, The Houston Chronicle, GlobalPost, and dozens of other publications. Billie holds a bachelor’s degree in accounting, an MBA in finance, and an MA in international management, as well as project management and business analyst certifications.

Latest Posts

0 posts written/edited to date

Blog

555 views

5 min read

Navigate the Legal and Financial Systems to Build Your Credit (and Confidence) as a U.S. Immigrant

Legal and Financial Empowerment for U.S. Immigrants

As an American, you may take your ability to better yourself financially for granted. Now imagine cutting up your cards and... read more »

Mike Senecal

By: Mike Senecal • 9/12/24

Study

612 views

7 min read

Study Finds the Average American Experiences 22 Financial Microstressors Each Week

The Average American Experiences 22 Financial Microstressors Each Week

What are the things that keep you up at night? You know, those little stresses and anxieties that burrow into your thoughts like a splinter. For... read more »

Jon McDonald

By: Jon McDonald • 9/12/24

Blog

1,050 views

5 min read

Refinancing Your Car Loan Reduces Monthly Bills and Creates Financial Flexibility for Drivers

Refinancing Your Car Loan Can Create Financial Flexibility for Drivers

If you’re looking to reduce your monthly expenses but haven’t had much success, maybe it’s time to consider exploring new... read more »

Andrew Allen

By: Andrew Allen • 9/11/24

Guide

1,190 views

13 min read

What Is Fair Credit? A Closer Look at the Credit Score Category and How to Improve It

What is Fair Credit? (And Ways to Improve It)

I will remember certain numbers my entire life. They include my undergraduate grade point average, my draft lottery number (yes, there used to be... read more »

Eric Bank

By: Eric Bank • 9/11/24

Guide

1,552 views

9 min read

What is Delinquency? How Late Payments Can Snowball Into a Credit Catastrophe

What is Delinquency? How Late Payments Impact Your Credit

With all the multitasking life often requires, important tasks can often fall by the wayside. I know if I don’t set reminders, many things will... read more »

Jon McDonald

By: Jon McDonald • 9/10/24

Blog

938 views

5 min read

Credit Unions Embrace Unity and Advocacy to Help Members and Communities Reach New Heights

Credit Unions Help Members and Communities Thrive

If you haven’t heard of all the things credit unions do to help consumers and members use financial services to their greatest... read more »

Mike Senecal

By: Mike Senecal • 9/10/24

Guide

1,212 views

9 min read

What is a Credit Union? The Basics, Benefits, and Services Offered

What is a Credit Union? How the Financial Cooperatives Help Members

I joined a credit union about eight years ago, motivated by the desire to keep my money local. I knew right away it was a good decision, as the... read more »

Eric Bank

By: Eric Bank • 9/9/24

Blog

2,408 views

5 min read

Lawyers Save Time Using AI to Research Court Decisions About Critical Topics Like Bankruptcy

AI Can Help Bankruptcy Lawyers Research Court Decisions

The great thing about case law is it allows us to use past legal decisions to make inferences about future ones. But it can take a... read more »

Andrew Allen

By: Andrew Allen • 9/5/24

Blog

1,947 views

5 min read

As the Gender Lifespan Gap Widens, Efforts to Prioritize Men’s Health Intensify

Prioritizing Men's Health Saves Lives and Money

You’ve probably heard of the gender lifespan gap between men and women. New research shows that women now outlive men by 5.8... read more »

Mike Senecal

By: Mike Senecal • 9/4/24

Guide

3,360 views

9 min read

What is a Credit Bureau? A Look at the Organizations That Produce Credit Reports

What is a Credit Bureau and How Do They Produce Credit Reports?

Bureau isn’t a word I hear or use all the time, but some bureaus have a big impact on my daily life — whether I realize it or not. One of the... read more »

Andrew Allen

By: Andrew Allen • 9/4/24

Guide

4,505 views

7 min read

What is Experian? Basics, Financial Impacts & Ways to Protect Your Report

What is Experian? Basics, Financial Impacts & Ways to Protect Your Report

“Hey, how’s your credit?” isn’t a question we’re often asked in everyday chats with our friends or coworkers. We’d rather discuss last night’s... read more »

Andrew Allen

By: Andrew Allen • 9/3/24

Guide

2,626 views

9 min read

What is a Debt-to-Credit Ratio? A Guide to Understanding and Improving Your Credit Utilization

What is Debt-to-Credit Ratio? A Guide to Credit Utilization

Financial terminology can sound like a secret language, and sometimes it makes me feel as if I just walked into an economics lecture. When... read more »

Eric Bank

By: Eric Bank • 9/3/24

Guide

5,124 views

11 min read

10 Best YouTube Channels for Improving Credit in 2024

10 Best YouTube Channels for Improving Credit in 2024

One of the great things about learning is how it can happen in a number of ways. We all have our preferred methods for gaining knowledge. Some... read more »

Andrew Allen

By: Andrew Allen • 8/28/24

Blog

5,151 views

5 min read

Businesses That Guide Employees to Financial Wellness Can Reap the Benefits of a Healthy Workforce

Financially Healthy Workforces Benefit Employers

Businesses that offer robust benefit packages may attract and retain higher-caliber employees more effectively than businesses... read more »

Andrew Allen

By: Andrew Allen • 8/28/24

Blog

4,596 views

5 min read

This Industry Insider’s Expertise and Guidance Makes the Dream of Home Ownership Attainable

Helping Homebuyers Secure The Homes of Their Dreams

Finding the home of your dreams can be challenging. But consumers who struggle with credit issues may be at a greater financial... read more »

Andrew Allen

By: Andrew Allen • 8/27/24

Study

8,341 views

3 min read

Wallet Lockdown 2024: 2 in 5 Americans Living Paycheck to Paycheck

Study: 2 in 5 Americans Living Paycheck to Paycheck

Inflation has taken its toll on the United States. Basic staples like gas and groceries have skyrocketed in price, yet wages haven’t risen to... read more »

Jon McDonald

By: Jon McDonald • 8/27/24

Guide

8,092 views

11 min read

What Is a Hard Inquiry and How Does It Affect Your Credit?

What Is a Hard Inquiry and How Does it Affect Credit Scores?

Film buffs might recall Humphrey Bogart as Sam Spade in “The Maltese Falcon,” under that mercilessly bright spotlight during the police’s hard... read more »

Eric Bank

By: Eric Bank • 8/26/24

Study

4,654 views

3 min read

86% of Millennials and Gen Z Delay Having Children Due to Financial Instability

Study: Finances Cause 86% of Gen Z & Millennials to Delay Having Children

Having children is one of life’s greatest decisions you can make, but it’s not for everyone. Whether you’re single and want to eventually settle... read more »

Jon McDonald

By: Jon McDonald • 8/26/24

Blog

4,807 views

5 min read

This New York Startup Helps Fleet Companies Deliver Cleaner, Cheaper Transit in Underserved Areas

Cleaner and Cheaper Transportation in Underserved Communities

In Brooklyn and Queens, New York, Dollaride connects residents in vast “transit deserts” — places where the subway doesn’t go, bus... read more »

Mike Senecal

By: Mike Senecal • 8/22/24

Guide

7,605 views

11 min read

What Does It Mean When an Account Goes to Collections?

What Does it Mean When an Account Goes to Collections?

Every once in a while, life can throw us all curveballs. You may run over a stray nail and get a flat tire, or a medical emergency may come up.... read more »

Jon McDonald

By: Jon McDonald • 8/22/24