At BadCredit.org, the web’s top finance experts come together to help inform and educate over 27 million users, enabling better credit decisions and a brighter financial future.
View the most popular posts on the personal finance industry.
Washington state has become the latest advocate in the national debate regarding medical debt and credit scores. Senate Bill 5480, which was signed into law on April 22 by Gov. Bob Ferguson, requires credit bureaus to stop reporting medical debt starting July... read more »
Those who use Buy Now, Pay Later (BNPL) products have historically been in a credit blind spot. These short-term loans usually fly below the radar of major credit bureaus, so borrowers could rack up debt but never have it appear on their credit reports. That’s... read more »
Small business owners were under pressure in February as lending tightened for the second consecutive month. The Equifax Small Business Lending Index fell by 4.3% in February, which was a signal of lender caution. The real story is about repayment outcomes... read more »
Regulators approved the Capital One-Discover merger worth $35 billion, paving the way for one of the biggest consolidations ever in the U.S. credit card marketplace. After initial reports that the Department of Justice thought the merger would harm subprime... read more »
Explore our latest research and studies on the personal finance industry, as our experts cover topics such as debt, credit scores, banking, insurance, lending, and other key resources for American consumers.
Snacking has become second nature for Americans, with some people skipping meals... read more »
Rising food prices and high interest rates are the tell-tale signs of soaring... read more »
What does it take to get out of unemployment? In today’s market, job seekers must... read more »
Single parenting is tough. Dealing with busy schedules, big emotions, and daily... read more »
Need a better understanding of bad credit and how to fix it? Our finance experts have put together a series of step-by-step guides on a variety of bad credit related subjects.
By: Eric Bank • Posted: 4/8/25
I’ve been financially well, and I’ve been stretched thin. Believe me, the former is so much more comfortable than the latter. Sure, there’s the relief in... read more »
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We gathered leading personal finance experts specializing in a range of subprime topics to share timely, actionable advice with readers from around the world. Learn more about our leading finance experts.
Andrea Woroch
Consumer finance expert, writer, and TV personality specializing in budgeting and saving money.
John Ulzheimer
Nationally-recognized author and expert on credit reporting, credit scoring, and identity theft.
Erica Sandberg
Leading reporter, journalist, author and experienced TV/radio host with 15+ years of finance expertise.
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