The 10 Best Credit Unions in Texas of 2014

By: Staff
Posted: November 5, 2014
From big names to up-and-comers, experts share their picks for the top resources in the personal finance industry.

By almost every measure, Texas is one the biggest states in the nation physically, demographically and economically. With a population of more than 26.4 million, Texans had roughly $30.4 billion in their local credit unions by the end of 2013.

There are plenty of residents who need an efficient, friendly and quality banking experience. Luckily they can find all that and more at these 10 awesome credit unions that make the Lone Star State a great place to live (and bank!)

Security Service Federal Credit Union

Back when SSFCU opened in 1956, it had eight members and $25 in deposits. Now it has more than 900,000 members and more than $7 billion in assets. Unlike those numbers, their mission has remained the same — deliver personalized, quality services while also giving back to the community through donations and technology.

Social Clout: 1,730+ Facebook likes; 655+ Twitter followers

Twitter Handle: @SSFCU


Randolph Brooks Federal Credit Union

Originally built to serve the personnel at Randolph Air Force Base, RBFCU has grown to include more than more than 2,000 groups and eight communities. With this expansion, they have worked to do more than just business – they help the community. They also assist hundreds of charities like the American Red Cross and the Fisher House Foundation.

Social Clout: 11,590+ Facebook likes; 3,310+ Twitter followers

Twitter Handle: @rbfcu


Credit Union of Texas

What used to be a credit union charter for a small group of Dallas teachers has become one of the top 100 credit unions in the country. They volunteer, donate, sponsor and support multiple organizations and students to help them succeed.

Social Clout: 3,670+ Facebook likes; 355+ Twitter followers

Twitter Handle: @cuoftx


Texas Dow Employees Credit Union

In 1955, a group of Dow employees pitched in to loan a friend money for a refrigerator. These humble beginnings have led to huge growth with continuously unwavering service – not only to customers but to the community. TDECU gives 24 paid hours to each employee every year so they can give back to their communities.

Social Clout: 5,625+ Facebook likes; 3,215+ Twitter followers

Twitter Handle: @TDECU


Formerly known as the Educational Employees Credit Union, the new charter at EECU is open to even more professions and communities. This name change has not altered their commitment to improving the financial well-being of their communities, as well as their goal of building lifelong financial relationships with every member.

Social Clout: 6,185+ Facebook likes; 340+ Twitter followers

Twitter Handle: @eecudfw


Velocity Credit Union

They’re now called Velocity because they have new energy and purpose, though their ideals of cooperation, self-help and independence remain the same. Their commitment to the community is as strong as ever. They support education, the arts, the City of Austin and other organizations where they feel they can make a meaningful impact.

Social Clout: 1,180+ Facebook likes; 475+ Twitter followers

Twitter Handle: @VelocityAustin


Smart financial Credit Union

Here membership equals freedom. As a cooperative run by a volunteer board of directors, they make sure all of their members profit, both individually and collectively. As if that wasn’t enough, they also strive to give back to their community and be a financial institution that’s most admired for its people, performance and innovation.

Social Clout: 1,265+ Facebook likes; 265+ Twitter followers

Twitter Handle: @smart_financial


Greater Texas Federal Credit Union

The folks at GTFCU offer solid financial services that address the needs of their members, adapting with the times to provide the best work out there. They continuously project the concept of “people helping people” by doing their part for the people around them, whether it’s through their advice blog or their volunteering efforts.

Social Clout: 950+ Facebook likes; 140+ Twitter followers

Twitter Handle: @gtfcu


United Heritage Credit Union

At UHCU, they make banking personal. They understand their members are people, not account numbers, so they go the extra mile to provide quality service for each individual. Their team puts people first, which extends to their community as well. From school drives to raffles, they do whatever they can to make your life better.

Social Clout: 5,125+ Facebook likes; 400+ Twitter followers

Twitter Handle: @UHCU



What used to be known as the Government Employees Credit Union has become GECU, a credit union with more than 18 branches and $2 billion in assets. They support the dreams of their members by providing them with the financial services they need, as well as by raising money, sponsoring events and donating their time to the community.

Social Clout: 15,045+ Facebook likes; 370+ Twitter followers

Twitter Handle: @mygecu


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