All articles tagged: “Rates”

(12 total)

Guide

100,000+ views

1 min read

How to Find “Nominal” Interest Rate | A User-Friendly Guide

How to Find Nominal Interest Rate

The nominal interest rate, also called the annualized percentage rate (APR), is the annual interest you pay for debt or receive for savings... read more »

Eric Bank

By: Eric Bank • 7/16/15

Blog

100,000+ views

1 min read

How Your Credit Score Can Affect Your Insurance Rates

How Your Credit Score Can Affect Your Insurance Rates

Did you know having a poor credit score can affect how much you pay for car insurance? It may seem strange, but it’s true. Almost all of the... read more »

Mike Randall

By: Mike Randall • 12/16/14

Blog

100,000+ views

1 min read

Does Anyone Know What a Penalty APR Actually Is?

Does Anyone Know What a Penalty APR Actually Is?

When you open a new credit card account, you agree to a long list of terms and conditions. If you read closely, you will learn if you do not use... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/8/14

Blog

100,000+ views

1 min read

4 Steps to Understanding a Mortgage Rate Sheet

4 Steps to Understanding a Mortgage Rate Sheet

Since mortgage lenders don’t have a single rate for the loans they offer, they use a mortgage rate sheet to determine the interest rate they will... read more »

Mike Randall

By: Mike Randall • 3/22/14

Blog

100,000+ views

1 min read

The Difference Between Adjustable and Fixed Rate Mortgages

The Difference Between Adjustable and Fixed Rate Mortgages

If you’re considering buying a home, you’ve got a big choice to make. Do you go with a fixed rate mortgage or an adjustable mortgage? What’s best... read more »

Mike Randall

By: Mike Randall • 3/20/14

Study

100,000+ views

1 min read

Study Finds Divorce Rates Will Rise as Economy Improves

Study Finds Divorce Rates Will Rise as Economy Improves

As our economy continues to slowly improve from the effects of the Great Recession, most of the news is good. However, one disturbing trend has... read more »

Mike Randall

By: Mike Randall • 2/24/14

Blog

100,000+ views

1 min read

5 Ways to Get the Lowest Mortgage Rate

5 Ways to Get the Lowest Mortgage Rate

Anyone who has shopped for a mortgage in the past five years or so has probably discovered it’s much more difficult to get a loan now than it was... read more »

Mike Randall

By: Mike Randall • 2/12/14

Blog

100,000+ views

1 min read

Are Adjustable Rate Mortgages Good or Bad for Your Credit?

Are Adjustable Rate Mortgages Good or Bad for Your Credit?

While mortgage interest rates are still near historically low levels, they have recently begun creeping up. As a result, potential home buyers... read more »

Mike Randall

By: Mike Randall • 2/1/14

Study

100,000+ views

1 min read

Fed Interest Cut Could Force Banks to Charge Depositors

Fed Interest Cut Could Force Banks to Charge Depositors

With key U.S. interest rates still at historic lows of around .25 percent, banks are finding it tough to make any money these days. On top of... read more »

Mike Randall

By: Mike Randall • 12/19/13

Blog

100,000+ views

1 min read

What is an Adjustable Rate Mortgage and How Does it Work?

What is an Adjustable Rate Mortgage and How Does it Work?

When you apply for a mortgage loan, you will have the choice between a fixed rate mortgage and an adjustable rate mortgage. A fixed rate mortgage... read more »

David Andrew

By: David Andrew • 11/29/13

Study

100,000+ views

1 min read

Study Finds Card Holders Who Only Pay the Minimum Have Higher Delinquency Rates

Study Finds Card Holders Who Only Pay the Minimum Have Higher Delinquency Rates

The amount consumers pay per month toward their credit cards gives a pretty good indication of whether or not they will ever be delinquent on... read more »

David Andrew

By: David Andrew • 9/26/13

Blog

100,000+ views

1 min read

How Bad Credit Affects Your Interest Rates

How Bad Credit Affects Your Interest Rates

If you’re in the market for a new car, new household furnishings or maybe you’re trying to take advantage of current low mortgage rates and... read more »

Mike Randall

By: Mike Randall • 7/2/13