All articles tagged: “Rates”

(12 total)

Guide

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3 min read

How to Find “Nominal” Interest Rate | A User-Friendly Guide

How to Find Nominal Interest Rate

The nominal interest rate, also called the annualized percentage rate (APR), is the annual interest you pay for... read more »

Eric Bank

By: Eric Bank • 7/16/15

Blog

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3 min read

How Your Credit Score Can Affect Your Insurance Rates

How Your Credit Score Can Affect Your Insurance Rates

Did you know having a poor credit score can affect how much you pay for car insurance? It may seem strange, but... read more »

Mike Randall

By: Mike Randall • 12/16/14

Blog

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3 min read

Does Anyone Know What a Penalty APR Actually Is?

Does Anyone Know What a Penalty APR Actually Is?

When you open a new credit card account, you agree to a long list of terms and conditions. If you read closely, you... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/8/14

Blog

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4 Steps to Understanding a Mortgage Rate Sheet

4 Steps to Understanding a Mortgage Rate Sheet

Since mortgage lenders don’t have a single rate for the loans they offer, they use a mortgage rate sheet to... read more »

Mike Randall

By: Mike Randall • 3/22/14

Blog

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The Difference Between Adjustable and Fixed Rate Mortgages

The Difference Between Adjustable and Fixed Rate Mortgages

If you’re considering buying a home, you’ve got a big choice to make. Do you go with a fixed rate mortgage or an... read more »

Mike Randall

By: Mike Randall • 3/20/14

Study

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1 min read

Study Finds Divorce Rates Will Rise as Economy Improves

Study Finds Divorce Rates Will Rise as Economy Improves

As our economy continues to slowly improve from the effects of the Great Recession, most of the news is good.... read more »

Mike Randall

By: Mike Randall • 2/24/14

Blog

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3 min read

5 Ways to Get the Lowest Mortgage Rate

5 Ways to Get the Lowest Mortgage Rate

Anyone who has shopped for a mortgage in the past five years or so has probably discovered it’s much more difficult... read more »

Mike Randall

By: Mike Randall • 2/12/14

Blog

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3 min read

Are Adjustable Rate Mortgages Good or Bad for Your Credit?

Are Adjustable Rate Mortgages Good or Bad for Your Credit?

While mortgage interest rates are still near historically low levels, they have recently begun creeping up. As a... read more »

Mike Randall

By: Mike Randall • 2/1/14

Study

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1 min read

Fed Interest Cut Could Force Banks to Charge Depositors

Fed Interest Cut Could Force Banks to Charge Depositors

With key U.S. interest rates still at historic lows of around .25 percent, banks are finding it tough to make any... read more »

Mike Randall

By: Mike Randall • 12/19/13

Blog

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3 min read

What is an Adjustable Rate Mortgage and How Does it Work?

What is an Adjustable Rate Mortgage and How Does it Work?

When you apply for a mortgage loan, you will have the choice between a fixed rate mortgage and an adjustable rate... read more »

David Andrew

By: David Andrew • 11/29/13

Study

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1 min read

Study Finds Card Holders Who Only Pay the Minimum Have Higher Delinquency Rates

Study Finds Card Holders Who Only Pay the Minimum Have Higher Delinquency Rates

The amount consumers pay per month toward their credit cards gives a pretty good indication of whether or not they... read more »

David Andrew

By: David Andrew • 9/26/13

Blog

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3 min read

How Bad Credit Affects Your Interest Rates

How Bad Credit Affects Your Interest Rates

If you’re in the market for a new car, new household furnishings or maybe you’re trying to take advantage of... read more »

Mike Randall

By: Mike Randall • 7/2/13