All articles tagged: “Mortgages” (Page: 2)

(60 total)

Study

100,000+ views

7 min read

Underwater: Household Finances After Hurricane Katrina

Underwater: Household Finances After Hurricane Katrina

2005 was a terrible year for New Orleans — Hurricane Katrina, a category five storm and meteorological juggernaut,... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/19/15

Guide

100,000+ views

3 min read

How Do Mortgage Payments Affect Credit Scores?

How Do Mortgage Payments Affect Credit Scores?

Prospective homebuyers with poor credit scores often face challenges when shopping for mortgages. Typically credit... read more »

Tali Wee

By: Tali Wee • 2/9/15

Blog

100,000+ views

1 min read

SCOTUS Favors Homeowners in Mortgage Dispute

SCOTUS Favors Homeowners in Mortgage Dispute

WASHINGTON, D.C. — The U.S. Supreme Court Tuesday ruled in favor of homeowners rescinding a mortgage due to the... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 1/14/15

Study

100,000+ views

5 min read

Study: Fewer Mortgage Defaults When Homeowners Unsure of Home’s Price

Study: Fewer Mortgage Defaults When Homeowners Unsure of Home’s Price

A pair of real estate economists claim they’ve found a new quirk in the post-recession housing market — not knowing... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 11/24/14

Study

100,000+ views

7 min read

Brooklaw Professor Pushes for Privatization of Fannie Mae/Freddie Mac

Brooklaw Professor Pushes for Privatization of Fannie Mae/Freddie Mac

Since the end of the Great Recession, policymakers, academics and economists have been struggling with a very... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 11/13/14

Study

100,000+ views

9 min read

Study: Unemployment Insurance Prevented 1.4 Million Foreclosures

Study: Unemployment Insurance Prevented 1.4 Million Foreclosures

The easiest way to get bad credit is by not paying your bills. Anyone who’s missed even a single payment on their... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 10/1/14

Study

100,000+ views

1 min read

Need a Mortgage? Why It’s Still Hard to Qualify

Need a Mortgage? Why It’s Still Hard to Qualify

Tight credit markets since the Great Recession continue to dampen mortgage originations in Ohio and several other... read more »

Mike Randall

By: Mike Randall • 5/12/14

Blog

100,000+ views

3 min read

5 Benefits of Refinancing That Could Save You Thousands

5 Benefits of Refinancing That Could Save You Thousands

If you are struggling to make your monthly mortgage payments or your existing mortgage interest rate is higher than... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/30/14

Guide

100,000+ views

3 min read

The 6 Types of Mortgage Calculators & How to Use Them

The 6 Types of Mortgage Calculators & How to Use Them

A standard mortgage calculator is an automated tool designed to help you figure out a payment amount based on... read more »

Mike Randall

By: Mike Randall • 4/29/14

Blog

100,000+ views

3 min read

The Ultimate Financial Guide for New Homeowners

The Ultimate Financial Guide for New Homeowners

Moving into your own space and establishing your initial home environment is an incredibly exciting time, but don’t... read more »

Stefanie O'Connell

By: Stefanie O'Connell • 4/28/14

Blog

100,000+ views

3 min read

Can You Buy a Home Without a Down Payment?

Can You Buy a Home Without a Down Payment?

To millions of people all over our country, the American dream of home ownership seems more like a pipe dream. Even... read more »

Mike Randall

By: Mike Randall • 4/15/14

Blog

100,000+ views

3 min read

Why a Foreclosure Will Destroy Your Credit

Why a Foreclosure Will Destroy Your Credit

Your credit score is essentially a grade for your money management history. When you fail to make mortgage payments... read more »

Stefanie O'Connell

By: Stefanie O'Connell • 4/7/14

Blog

100,000+ views

3 min read

6 Steps to Getting the Mortgage You Want

6 Steps to Getting the Mortgage You Want

Of all the purchase decisions we make in our lives, few are as nerve-racking or as important as buying a home. And... read more »

Mike Randall

By: Mike Randall • 4/5/14

Blog

100,000+ views

3 min read

Do You Know What a Good Faith Estimate Is?

Do You Know What a Good Faith Estimate Is?

If you’re a home buyer and are shopping around for a mortgage, you’re bound to come upon the term “good faith... read more »

Mike Randall

By: Mike Randall • 3/26/14

Blog

100,000+ views

3 min read

4 Steps to Understanding a Mortgage Rate Sheet

4 Steps to Understanding a Mortgage Rate Sheet

Since mortgage lenders don’t have a single rate for the loans they offer, they use a mortgage rate sheet to... read more »

Mike Randall

By: Mike Randall • 3/22/14

Blog

100,000+ views

3 min read

The Difference Between Adjustable and Fixed Rate Mortgages

The Difference Between Adjustable and Fixed Rate Mortgages

If you’re considering buying a home, you’ve got a big choice to make. Do you go with a fixed rate mortgage or an... read more »

Mike Randall

By: Mike Randall • 3/20/14

Blog

100,000+ views

3 min read

5 Ways to Get the Lowest Mortgage Rate

5 Ways to Get the Lowest Mortgage Rate

Anyone who has shopped for a mortgage in the past five years or so has probably discovered it’s much more difficult... read more »

Mike Randall

By: Mike Randall • 2/12/14

Study

100,000+ views

1 min read

Study Says Credit Unions Expect Mortgage Growth to Slow

Study Says Credit Unions Expect Mortgage Growth to Slow

In recent years, the rate of interest charged for home mortgages has been at historic lows. While this has led to a... read more »

Mike Randall

By: Mike Randall • 2/6/14

Blog

100,000+ views

3 min read

Are Adjustable Rate Mortgages Good or Bad for Your Credit?

Are Adjustable Rate Mortgages Good or Bad for Your Credit?

While mortgage interest rates are still near historically low levels, they have recently begun creeping up. As a... read more »

Mike Randall

By: Mike Randall • 2/1/14

Blog

100,000+ views

3 min read

What are the Pros and Cons of Reverse Mortgages?

What are the Pros and Cons of Reverse Mortgages?

You may have seen the advertisements recently telling you that you are sitting on a pile of cash in the form of... read more »

Cormac Reynolds

By: Cormac Reynolds • 1/31/14

Blog

100,000+ views

3 min read

Financial Factors to Consider When Buying a House

Financial Factors to Consider When Buying a House

You have been working on improving your credit and you are ready to apply for a mortgage so you can finally buy... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 1/4/14

Study

100,000+ views

1 min read

Study Examines the Hazards of GSEs

Study Examines the Hazards of GSEs

Government-sponsored entities (GSEs) like Fannie Mae and Freddie Mac play a huge role in the U.S. housing market.... read more »

David Andrew

By: David Andrew • 12/2/13

Blog

100,000+ views

3 min read

What is an Adjustable Rate Mortgage and How Does it Work?

What is an Adjustable Rate Mortgage and How Does it Work?

When you apply for a mortgage loan, you will have the choice between a fixed rate mortgage and an adjustable rate... read more »

David Andrew

By: David Andrew • 11/29/13

Blog

100,000+ views

3 min read

4 Ways to Get a Home Loan When You Have Bad Credit

4 Ways to Get a Home Loan When You Have Bad Credit

When you apply for a home loan, lenders are going to take a good hard look at your credit score before making a... read more »

David Andrew

By: David Andrew • 11/23/13

Blog

100,000+ views

3 min read

What is a Reverse Mortgage and How Does it Work?

What is a Reverse Mortgage and How Does it Work?

A reverse mortgage is a financial instrument that allows people over the age of 62 to access a portion of the... read more »

Mike Randall

By: Mike Randall • 11/11/13