All articles tagged: “Effects”

(25 total)

Blog

100,000+ views

3 min read

The Dedicated Account Managers of Pyramid Credit Repair Help You Achieve Your Long-Term Credit Goals

Pyramid Credit Repair Focuses on Long-Term Credit Health

The software behind Pyramid Credit Repair allows you to track exactly what the company’s credit experts are working on, and their... read more »

Lauren Keys

By: Lauren Keys • 4/15/16

Guide

100,000+ views

1 min read

How Do Mortgage Payments Affect Credit Scores?

How Do Mortgage Payments Affect Credit Scores?

Prospective homebuyers with poor credit scores often face challenges when shopping for mortgages. Typically credit scores below 680 lead to... read more »

Tali Wee

By: Tali Wee • 2/9/15

Study

100,000+ views

1 min read

Less Than 50% of Americans Know How Bad Credit Affects Them

Less Than 50% of Americans Know How Bad Credit Affects Them

Admittedly, credit scores can seem perplexing sometimes. You likely have three different FICO scores, depending on which of the three credit... read more »

Mike Randall

By: Mike Randall • 12/29/14

Blog

100,000+ views

1 min read

How Your Credit Score Can Affect Your Insurance Rates

How Your Credit Score Can Affect Your Insurance Rates

Did you know having a poor credit score can affect how much you pay for car insurance? It may seem strange, but it’s true. Almost all of the... read more »

Mike Randall

By: Mike Randall • 12/16/14

Blog

100,000+ views

1 min read

How New Credit Cards Affect Your Score

How New Credit Cards Affect Your Score

Your credit score gives potential creditors and businesses — whether it be mortgage lenders, car insurance companies, phone companies or even... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 12/11/14

Study

100,000+ views

3 min read

The Consequences of Using Social Network Data for Credit Scores

The Consequences of Using Social Network Data for Credit Scores

Social media has come a long way since the early days of Facebook and Myspace. What started out as a virtual social playground for... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 10/20/14

Blog

100,000+ views

3 min read

The Consequences of Being Free of Debt

The Consequences of Being Free of Debt

Debt-free college graduates are the unicorns of the millennial generation. It seems like an urban legend, gossip whispered in hushed tones at... read more »

Erin Lowry

By: Erin Lowry • 3/6/14

Blog

100,000+ views

1 min read

How Does a Gym Membership Affect Your Credit? (Feb. 2024)

How Does a Gym Membership Affect Your Credit? (Feb. 2024)

When you think of factors that may affect your credit, you probably imagine things like missed payments, late payments, your credit-to-debt... read more »

David Andrew

By: David Andrew • 12/2/13

Blog

100,000+ views

1 min read

Credit Ignorance Costs You – Credit 101

Credit Ignorance Costs You – Credit 101

From the first time you ever apply for credit, you begin to establish a credit rating. Those of us who have used credit cards and have borrowed... read more »

Mark Seed

By: Mark Seed • 11/14/13

Blog

100,000+ views

1 min read

4 Ways a Layaway Affects Your Credit

4 Ways a Layaway Affects Your Credit

If you are looking to make a retail purchase but do not have enough cash to pay everything in full, the store may be willing to set up a layaway... read more »

David Andrew

By: David Andrew • 11/9/13

Blog

100,000+ views

1 min read

How Would a Debt Ceiling Default Affect My Credit?

How Would a Debt Ceiling Default Affect My Credit?

Now that Congress has temporarily averted a debt ceiling default, we can all breathe a little easier for a while. We also need to keep in mind... read more »

Mike Randall

By: Mike Randall • 11/4/13

Blog

100,000+ views

1 min read

How Your Credit Affects the Price of Your Mortgage

How Your Credit Affects the Price of Your Mortgage

Your credit score plays an important role throughout your life. One very important situation will be when you apply for a mortgage loan to buy a... read more »

David Andrew

By: David Andrew • 9/21/13

Blog

100,000+ views

1 min read

How Does Refinancing Affect My Credit?

How Does Refinancing Affect My Credit?

With mortgage rates still near historic lows, many Americans who have not refinanced their mortgages are considering refinancing. So, the... read more »

Mike Randall

By: Mike Randall • 9/16/13

Blog

100,000+ views

1 min read

How Identity Theft Can Affect Your Credit

How Identity Theft Can Affect Your Credit

Identity theft is an all too common problem in today’s digital age. If your identity is ever stolen, it is important to clear up the problem as... read more »

David Andrew

By: David Andrew • 9/9/13

Blog

100,000+ views

1 min read

How Do Debit Cards Affect Your Credit?

How Do Debit Cards Affect Your Credit?

The use of debit cards – sometimes referred to as ATM cards – won’t impact your credit score or your credit history either positively or... read more »

Mike Randall

By: Mike Randall • 8/19/13

Blog

100,000+ views

1 min read

Can Paying My Credit Card Too Often Affect My Score?

Can Paying My Credit Card Too Often Affect My Score?

It’s pretty common knowledge that if you don’t pay your credit card regularly, it will lead to problems. But can you get in trouble for doing the... read more »

David Andrew

By: David Andrew • 8/7/13

Blog

100,000+ views

3 min read

How Taxes Affect Your Credit

How Taxes Affect Your Credit

Owe money to the IRS? You could lose your home, your car and everything else. But there is a way to handle your tax debt, keep all your stuff and... read more »

Laura Slawny

By: Laura Slawny • 8/6/13

Blog

100,000+ views

1 min read

How No Limit Credit Cards Affect Your Credit

How No Limit Credit Cards Affect Your Credit

A no limit credit card can be a tempting offer. After all, you never have to worry about spending past your credit limit and getting hit with... read more »

David Andrew

By: David Andrew • 7/23/13

Blog

100,000+ views

1 min read

How Paying Off Auto Loans Affects Your Credit Score

How Paying Off Auto Loans Affects Your Credit Score

If you’re getting near the end of paying on your car loan, congratulations! This is a milestone that will mean more money in your pocket to save... read more »

Mike Randall

By: Mike Randall • 7/22/13

Blog

100,000+ views

1 min read

How Does Your Cell Phone Affect Your Credit?

How Does Your Cell Phone Affect Your Credit?

It might surprise you to know your cell phone bill is one of those expenses that can really hurt your credit if not paid on time. It seems the... read more »

Mike Randall

By: Mike Randall • 7/19/13

Blog

100,000+ views

1 min read

How Bad Credit Can Affect Your Children’s Lives

How Bad Credit Can Affect Your Children’s Lives

Having bad credit can make so many things in your life more difficult and more expensive. Your credit score is used to determine everything from... read more »

Mike Randall

By: Mike Randall • 7/10/13

Blog

100,000+ views

1 min read

How Bad Credit Affects Your Career

How Bad Credit Affects Your Career

A bad credit score not only makes it harder to get a loan, it can also hurt your chances of getting a job. When you apply for a new position,... read more »

David Andrew

By: David Andrew • 7/6/13

Blog

100,000+ views

1 min read

How Bad Credit Affects Your Interest Rates

How Bad Credit Affects Your Interest Rates

If you’re in the market for a new car, new household furnishings or maybe you’re trying to take advantage of current low mortgage rates and... read more »

Mike Randall

By: Mike Randall • 7/2/13

Blog

100,000+ views

1 min read

3 Ways Opening a New Account Affects Your Credit

3 Ways Opening a New Account Affects Your Credit

When you open a new credit account, you should be aware it will impact your credit score. In fact, opening new accounts affects your credit three... read more »

David Andrew

By: David Andrew • 6/11/13

Blog

100,000+ views

1 min read

How Medical Debt Affects Your Credit

How Medical Debt Affects Your Credit

Adding insult to injury (or serious illness in some cases) is the fact medical bills can impact your credit — sometimes without you even being... read more »

Mike Randall

By: Mike Randall • 6/10/13