All articles tagged: “Credit Reports”

(33 total)

Guide

3,081 views

7 min read

How to Remove a Court Judgment from Your Credit Report

How to Remove a Court Judgment from Your Credit Report

My high-school friend, Cindy, was the envy of many when she got a car for her 16th birthday. Unfortunately for... read more »

Brittney Mayer

By: Brittney Mayer • 11/30/17

Guide

10,285 views

7 min read

How to Remove Negative Items from Your Credit Report Before 7 Years

How to Remove Negative Items from Your Credit Report

All throughout grade school, we’re taught to live in fear of the Permanent Record, a nebulous file that forever... read more »

Brittney Mayer

By: Brittney Mayer • 10/31/17

Guide

26,163 views

7 min read

How Long Does a Foreclosure Stay on Your Credit Report?

How Long Does a Foreclosure Stay on Your Credit Report?

As a residential real estate contractor, my friend John spent the first half of the 2000s thriving, taking... read more »

Ashley Dull

By: Ashley Dull • 10/13/17

Guide

23,970 views

7 min read

How to Remove Inquiries from Your Credit Report — 2 Expert Tips

How to Remove Inquiries from Your Credit Report

Regardless of the party requesting access, each time someone checks your credit report, the action results in a... read more »

Ashley Dull

By: Ashley Dull • 9/27/17

Guide

44,166 views

7 min read

How Long Do Hard Inquiries Stay On Your Credit Report?

How Long Do Hard Inquiries Stay On Your Credit Report?

As a record of each consumer’s credit history, consumer credit reports have become an integral part of the modern... read more »

Ashley Dull

By: Ashley Dull • 8/22/17

Guide

58,332 views

9 min read

6 Facts — Credit Report Charge Off Meaning & How to Remove It

What it Means to Have a Credit Report Charge Off

Every industry has a collection of terms and phrases specific to that industry, often called “jargon.” For... read more »

Brittney Mayer

By: Brittney Mayer • 5/25/17

Guide

56,797 views

5 min read

What is Factact Free Disclosure? (FACT Act of 2003)

What Does Factact Free Disclosure Mean?

The Fair and Accurate Credit Transactions Act, also known as the FACT Act, is a federal law designed to give... read more »

Mike Randall

By: Mike Randall • 5/1/17

Guide

72,315 views

7 min read

Annual Credit Report Review (5 Top AnnualCreditReport.com Complaints)

AnnualCreditReport.com Review

On the journey toward building and maintaining great credit, nothing is more important than keeping a close eye on... read more »

Mike Randall

By: Mike Randall • 1/19/17

Blog

100,000+ views

9 min read

Quizzle: Free Full Credit Reports, Loan Tools, and Advice For Making the Most of Your Finances

Quizzle: Free Full Credit Reports, Loan Tools & Expert Financial Advice

In a Nutshell: Since 2008, Quizzle has provided people across the U.S. with a free TransUnion credit report and... read more »

Jon McDonald

By: Jon McDonald • 11/30/16

Guide

100,000+ views

7 min read

Equifax Dispute: 3 Ways to Remove Errors (Online Form, Address, Phone Number)

Equifax Dispute: 3 Ways to Remove Credit Report Errors

Building credit takes patience, diligence, and time. It’s easy to get tripped up by a few small missteps (like late... read more »

Amber Brooks

By: Amber Brooks • 9/1/16

Guide

100,000+ views

5 min read

Experian Dispute (4 Ways to Remove Credit Report Errors)

4 Ways to Remove Errors from Your Experian Credit Report

As consumers, we rely on our credit reports for getting a loan, qualifying for a mortgage, and even landing a job.... read more »

Mike Randall

By: Mike Randall • 5/12/16

Guide

100,000+ views

5 min read

TransUnion Dispute (How to Remove Credit Report Errors)

How to Dispute Errors on Your TransUnion Credit Report

Credit report errors can be both commonplace and costly. If you’re not regularly checking your credit report for... read more »

Mike Randall

By: Mike Randall • 3/21/16

Blog

100,000+ views

3 min read

What Is a Charge-Off? (4 Things to Know)

What Is a Charge-Off?

Your credit card company or other creditor may charge-off your debt if you are seriously behind on your payments. A... read more »

Eric Bank

By: Eric Bank • 3/7/16

Guide

100,000+ views

3 min read

How to Cancel Experian Account Today – (One Simple Step)

How to Cancel Experian Account

Experian offers users instant online access to their Experian credit report and FICO score with daily monitoring... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 6/10/15

Blog

100,000+ views

3 min read

Credit Bureaus Adopt New Consumer Dispute Procedures

Credit Bureaus Adopt New Consumer Dispute Procedures

The three major U.S credit bureaus — Experian, TransUnion and Equifax — reached an agreement with New York State... read more »

Eric Bank

By: Eric Bank • 3/16/15

Guide

100,000+ views

5 min read

5 Common Myths About Credit Reports and Scores

5 Common Myths About Credit Reports and Scores

It can be tough to sort fact from urban legend when it comes to your credit scores and reports, but experts say... read more »

Gina Roberts-Grey

By: Gina Roberts-Grey • 3/10/15

Guide

100,000+ views

5 min read

6 Ways to Check Someone Else’s Credit Report

6 Ways to Check Someone Else’s Credit Report

We all know a person’s credit report tells a lot about them – and not just financially. A credit report contains... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/2/15

Guide

100,000+ views

3 min read

How to Dispute Errors on Your Credit Report

How to Dispute Errors on Your Credit Report

Many credit disputes arise from real causes: failure to make a minimum credit card payment, defaulting on a loan,... read more »

Mike Randall

By: Mike Randall • 2/17/15

Blog

100,000+ views

3 min read

5 Penalties That Will Haunt Your Credit Reports For Years

5 Penalties That Will Haunt Your Credit Reports For Years

Your credit report packs a hefty punch that can help you access credit or destroy your prospects for many years.... read more »

Eric Bank

By: Eric Bank • 2/12/15

Guide

100,000+ views

3 min read

How Do I Get My Annual Credit Report?

How Do I Get My Annual Credit Report?

If you’ve made a resolution to improve your credit in 2015, one of the best places to start is by requesting your... read more »

Mike Randall

By: Mike Randall • 1/12/15

Blog

100,000+ views

3 min read

What to Do When Credit Report Errors Aren’t Being Fixed

What to Do When Credit Report Errors Aren’t Being Fixed

It’s bad enough when your credit score suffers because of negative entries on your credit report, but what if those... read more »

Mike Randall

By: Mike Randall • 12/31/14

Study

100,000+ views

3 min read

1 in 10 Americans Have Been Denied Jobs Based on Bad Credit Reports

1 in 10 Americans Have Been Denied Jobs Based on Bad Credit Reports

So you think the only thing that suffers when you have bad credit is your ability to take out a loan? Think again.... read more »

Mike Randall

By: Mike Randall • 12/15/14

Blog

100,000+ views

3 min read

What is a Specialty Data Report?

What is a Specialty Data Report?

We all know our credit report and credit score are meant to show our level of financial responsibility to potential... read more »

Mike Randall

By: Mike Randall • 3/31/14

Blog

100,000+ views

3 min read

Can You Sue If a Credit Report Mistake Ruined Your Credit?

Can You Sue If a Credit Report Mistake Ruined Your Credit?

At this point, hopefully you know bad credit can make your life pretty miserable. But what if you have bad credit... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/17/14

Blog

100,000+ views

3 min read

How Often Does Your Credit Report Change?

How Often Does Your Credit Report Change?

One of the most commonly asked questions we get regarding credit reports and scores is: How often does your credit... read more »

Mike Randall

By: Mike Randall • 10/7/13

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