PaydayDirect USA Review

Advertiser Disclosure

Brittney Mayer

PaydayDirect USA is an online lender network that matches applicants with short-term loans of up to $2,500 regardless of credit. An income of at least $800 a month and a bank account that accepts direct deposit is required. PaydayDirect USA is a proud member of the Online Lenders Alliance.

- Brittney Mayer, 8/14/2017

  • Cash loans of $300 to $2,500
  • Receive cash in as little as 24 hours
  • Options for US, UK and Canadian applicants
  • Bad credit OK
  • Note: Payday loans are designed for short-term needs and may have high interest rates
  • Not available in: GA, PA, WA, WV
  • Click here for official site, terms, and details.


Overall Rating

Loan Amount Interest Rate Loan Term Loan Example
$300 to $2,500 Varies Varies

See representative example

More About PaydayDirect USA

PaydayDirect USA — Helping Consumers Obtain Fast Funding of Up to $2,500 for More Than 20 Years
Expert's Take

PaydayDirect USA — Helping Consumers Obtain Fast Funding of Up to $2,500 for More Than 20 Years

By: Brittney Mayer

It’s the middle of July, 95 degrees outside, and your air conditioner goes out. As if this wasn’t bad enough, you don’t have the funds on hand to cover the $800 quote given by the repair man to fix it. PaydayDirect USA has been helping people solve this very problem for more than 20 years through short-term online loans of up to $2,500.

“Short-term loans are designed to bridge the gap between paydays for things like car repairs, medical emergencies, or everyday expenses when you’re short on funds,” according to the PaydayDirect USA website. “While the reasons you may need extra cash can be complicated, the process to get a short-term loan is simple.”

Applicants can fill out the short form to be submitted to a network of online lenders willing to lend to those with less-than-perfect credit. Funds are deposited in as little as 24 hours, and services are available to those in the US, UK, and Canada. Residents of Georgia, Pennsylvania, Washington, and West Virginia, however, do not qualify at this time.

Many people tend to feel wary about giving personal information online, but PaydayDirect USA uses “some of the world’s leading security technology providers to help ensure your data is safe online,” so you can complete the entire process privately and discreetly. Visit the PaydayDirect USA website to learn more.

Other Personal Loans Ratings



Overall Rating

Loan Amount Interest Rate Loan Term Loan Example
$1,000 to $10,000 5.99% - 35.99% 3 to 60 Months

See representative example

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About the Reviewer

Brittney Mayer

Brittney is a Contributing Editor for Digital Brands, Inc., where she uses her extensive research background to develop comprehensive guides and in-depth company profiles for and Brittney specializes in translating complex ideas into readable, engaging content for B2C and B2B audiences.

Information Warranty & Disclosure: Great efforts are made to maintain reliable data on all offers presented. However, users should check each provider’s official website for updated terms, details and conditions for each offer before applying or signing up. Our site maintains strict terms of service and may accept compensation for paid ads or sponsored placements in accordance with these terms. Users must be at least 18 years of age to be eligible for financial offers as per the terms presented on provider websites.

* FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.