16 Best: Credit Repair Software (Consumer & Professional Solutions)

16 Best: Credit Repair Software (Consumer & Professional Solutions)
Amber Brooks
By: Amber Brooks
Posted: June 23, 2016
BadCredit.org's popular "How-To" series is for those who seek to improve, rebuild or better understand their subprime credit rating.

Inaccurate credit reporting plagues many Americans — in 2013, about 1 in 5 consumers had credit report errors that could affect their credit scores. These errors can be caused by anything from simple typos to identity theft. Whatever the source, mistakes in a credit report can have devastating effects on a consumer’s ability to access credit.

Luckily, the credit repair industry can help you monitor and fix credit reports.

Credit repair software lets individuals and businesses quickly and easily correct any mistakes on a report. We’ve highlighted the 16 best credit repair software solutions for personal and professional use.

Consumer Software | Professional Software | Third-Party Support

6 Best Credit Repair Software for Consumers

To manage your credit repair yourself, check out low-cost or free credit repair software. Typically, programs will access your three credit reports online and guide you through the creation, tracking, and management of dispute letters.

Credit repair software drastically cuts down on the time it takes an individual to navigate the bureaucratic financial system. Six of the best personal credit repair software packages are:

1. The Personal Credit Builder — $199.97-$400.00

Offered by Personal Credit Repair Software, The Personal Repair Builder can save you money and headaches by increasing your credit score with ease. You can import your three credit reports in a single click.

Personal Credit Builder homepage screenshot

Credit repair software helps you fix errors to your credit with guided steps throughout the process.

The Personal Credit Repair Builder uses professionally-designed templates to dispute all kinds of items. Skip repetitive paperwork and let this automated system take care of the details for you.

2. Turbo Score Home — $39.95

The Turbo Score Home Edition helps users handle late payments, public records, charge-offs, inquiries, tax liens, and collections. You’ll not only see results, but get those results translated for you into clear charts and graphs. This software comes with a 60-day money-back guarantee in case customers are unsatisfied for any reason.

3. TurnScor — $199-$399

With its software, TurnScor offers solutions to customers who want to manage their own credit errors. This team knows how to follow through effectively and keep you in the loop using easy management tools.

Screenshot of TurnScor's

TurnScor gives users the ability to manage their monthly budget as well as report errors to credit bureaus.

TurnScor prioritizes your information, privacy, and time. This software provides a stress-free experience to users dealing with credit bureaus.

4. Credit-Aid — $29.95 (+$10 for each additional license)

A dependable credit repair company, Credit-Aid claims its software can raise credit scores by up to 250 points, backing this promise with a 100% money-back guarantee. Customers get access to great features such as free credit reports, identity theft rescue tools, a financial diary, and other helpful tech. All this can be yours for a one-time payment.

5. Credit Detailer — $29.99-$299.99

Credit Detailer is an English-Spanish bilingual credit repair software for individuals or households. Friendly, automated, and customizable, the software is a tool that can speed up anyone’s credit repair.

Screenshot of Credit Detailer

For 10 years, Credit Detailer has provided software that can correct erroneous information on credit reports.

Perfect for personal use, Credit Detailer makes credit repair simplified, organized, and streamlined.

6. The Credit Coach — $79.99-$299.99

Last but not least, The Credit Coach gives you “a fundamental game plan for success.” This software comes with personalized coaching and training. A do-it-yourself solution, the Personal Edition automatically tracks your progress and writes up letters based on your needs.

10 Best Credit Repair Software for Professionals

Unlike single-user programs, professional software is client-oriented. These programs have additional functions beyond dispute letter management, including customer billing, automatic reminders, check printing, and general management features.

Some professional credit repair software is sold as downloadable packages, while others are a cloud-based service paid for with a monthly or annual rental fee.

Below are 10 top providers of professional credit repair software:

1. TrackStar by HTDI — Monthly fee based on company volume

TrackStar™ Software is secure, efficient, and fast. Many automated processes speed clients through the hassle of credit repair. Auto-scheduling, auto-notifications, and auto-suggest record search all help you get results quickly.

Trackstar product page screenshot

Professional credit repair software is client-oriented and includes additional features like check printing.

Cutting out busy work, this software can generate a dispute letter in under 10 seconds. Taking a proactive approach, Trackstar™ streamlines dispute management.

2. Credit Score Techs — Call for pricing

For businesses big and small, Credit Score Techs is a reliable credit repair software. A clean client-login portal and referral-agent portal make viewing and managing credit repair hassle-free. With unlimited credit repair rounds, this software supports clients on the road to financial health.

What makes the software stand out is its flexible custom features. If you need custom functionality for your business, Credit Score Techs will take care of it.

3. Dispute Suite Platinum — $300-$800 per month

Dispute Suite‘s multi-user software gives your company total access to each customer’s file. The web-based system grants online access to check a status, write notes, or upload files instantly.

Screenshot of Dispute Suite's homepage

Available across four continents, Dispute Suite is a popular choice for business professionals.

Enabling collaboration at an affordable cost, Dispute Suite Platinum makes managing disputes simpler. All customer information is in one place that’s readily accessible and easily understood.

4. Credit Money Machine Ultimate — $159.97-$499.97 per month

Recommended for rapid-growth businesses, Credit Money Machine Ultimate is a full credit repair business solution. This software is the best that Credit Money Machine has to offer, coming inclusive with comprehensive features like Twitter schedulers, extraction of free leads, and keywords analyzers.

This software comes with financial, marketing, and e-commerce capabilities. Keeping track of your clients and your competitors, this is the ultimate credit repair solution for businesses.

5. Credit Admiral Captain Plan — $199-$799 per month

Credit Admiral Software is cloud-based with automated daily backups. The Captain Plan includes unlimited users and up to 2,000 active clients. The software also comes with a free mobile app as well as free upgrades and maintenance.

Screenshot of Credit Admiral's homepage

Credit Admiral was developed by credit repair professionals for credit repair professionals.

You can take a tour of the Credit Admiral’s services by watching its tutorial videos.

6. Credit Dispute Pro — $344 per month + $8,500 down payment

Offering business opportunities, assistance, as well as software, Credit Dispute Pro is an invaluable business partner. This system is designed to let users earn income from retail as well as commercial credit repair.  You can earn $446-$697 for every enrollment in individual and joint credit repairs.

The Credit Dispute Pro Tracker™ is a state-of-the-art tracking system that gives you the tools to handle credit repair cases. This company’s motto is “Profits through proven solutions.”

7. Credit Doctor Premier — $59.95-$99.99 per month

The Credit Doctor Premier Plan features unlimited disputes, debt validations, and supporting documents. For an affordable monthly payment, businesses can get a flexible credit service to heal all types of credit mistakes.

Screenshot of Credit Doctor Company

The Credit Doctor Company offers user-friendly software to manage your clients’ credit disputes.

After sending documents to the three major credit bureaus, the Credit Repair Company will closely monitor the progress of the credit repair. You can view dispute letters and documents in the iSEEYOU portal.

8. Credit Repair Magic 3.0 — $97 one-time fee

Credit Repair Magic works like a charm. With guaranteed effectiveness, accuracy, value, and speed, this software is a simple system that requires no computer skills to use. Credit Repair Magic 3.0 takes a self-directed approach to providing professional service. If you aren’t completely satisfied by this automated system, you can get your money back.

9. ScoreWay TurnKey Credit Repair Solution — $495 one-time fee

From ScoreInc.com, a professional solution helps businesses repair a client’s credit in no time. The ScoreWay TurnKey Credit Repair Solution provides efficient outsourcing of customer management, security, credit repair services, and payments.

Screenshot of ScoreInc.com homepage

The ScoreWay TurnKey Credit Repair Solution is secure, reliable, and scalable for any business.

Organized and automated, the software provides templates, client portals, and multi-use capabilities that enhance a credit repair business’ operations.

10. CreditCRM — $24,995 investment

Offering unlimited access to a highly trained paralegal staff, CreditCRM helps businesses manage their time more effectively. The team focuses on credit repair training to bolster its advance software. You can earn anywhere from $657-$883 for every credit repair you conduct. The software can handle hundreds of clients in a single month.

CreditCRM’ credit experts know how to get you on your way to better sales, more referrals, and higher profits.

Third-Party Support Can Also Help

Maybe you’re too busy to download software and manage your own credit repair. In that case, you can always hire a qualified third-party consultant to handle it on your behalf. Make sure you choose a trusted and experienced service, such as Lexington Law.

A reliable credit repair company can help rid your credit from the following mistakes:

  • Collections
  • Late Payments
  • Charge Offs
  • Liens
  • Bankruptcies
  • Repossessions
  • Foreclosures
  • Judgments

Want to know more? Lexington law offers free consultations, so you can call to find out what these credit repair experts can do for you.

  • Toll-free number: 1-855-200-2394
  • Reporting clients see 85% of negative items removed
  • More than 3.3 million item deletions last year
  • No contracts
  • Free credit score summary provided
  • Phone support from licensed paralegals 7 days a week
  • More than 500,000 clients served since 1991
  • Click here for sign-up form, terms, and details.


Overall Rating

Better Business Bureau In Business Since Monthly Cost Reputation Score
A- 1991 $79 - $99 10/10

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Credit Repair Software Saves You Time and Worry

By using credit repair software or third-party support, your credit rating may be restored so that you have access to credit once again.

This time-consuming process is much simpler and faster when you have a little help. With the knowledgeable support of credit repair software or a third-party consultant (see our reviews of credit repair services here), you won’t need to tangle with credit bureaus very long before your credit is fixed for you.