Mike Randall

Mike Randall
“How to Raise Credit Score” (12 Proven Methods from Credit Experts)

Bad Credit Expert

Mike Randall is most knowledgeable in the areas of credit scores and credit cards, having written on those topics and others for the past eight years. He graduated from California State University with a degree in English literature, and he has an extensive background in personal finance studies. When he's not keeping BadCredit.org readers informed of changes in the subprime market, Mike’s hobbies include sailing and gourmet cooking. Connect with Mike on Google+.

Latest Posts

(270) Total Posts to Date

Blog

442 views

9 min read

How Credit Canada® Helps Millions Achieve Financial Freedom Through Debt Management Solutions and Free Credit Counseling

Credit Canada Helps Millions with Debt Relief & Money Management

In a Nutshell: For more than 50 years, Credit Canada has offered debt relief services to millions of Canadian... read more »

Mike Randall

By: Mike Randall • 11/21/17

Blog

1,339 views

9 min read

eMerchantBroker: A Leading Merchant Payment Services Option for High-Risk Businesses

eMerchantBroker Offers Payment Services for High-Risk Businesses

In a Nutshell: Many small businesses and entrepreneurial startups in the US may have innovative ideas but are... read more »

Mike Randall

By: Mike Randall • 11/17/17

Blog

8,058 views

9 min read

GFLEC Report Highlights Disparities in Financial Literacy Among Hispanics in the US

GFLEC Report Looks at Financial Literacy Among Hispanics in the US

In a Nutshell: As part of its commitment to the development of a financially literate world, the Global Financial... read more »

Mike Randall

By: Mike Randall • 11/3/17

Blog

9,240 views

9 min read

CuraDebt Consumer Debt Settlement Review: A Top-Rated Agency with More than 100 Years’ Combined Experience

CuraDebt Consumer Debt Settlement Review

In a Nutshell: CuraDebt is a full-service debt relief agency, helping individuals and small businesses with debt... read more »

Mike Randall

By: Mike Randall • 10/16/17

Blog

10,128 views

9 min read

Fundera Helps Businesses Succeed by Matching Them with the Right Financing Sources

Fundera Matches Businesses with the Right Financing Sources

In a Nutshell: According to the US Small Business Administration (SBA), small businesses account for more than 90%... read more »

Mike Randall

By: Mike Randall • 10/13/17

Blog

32,058 views

9 min read

The Network Advertising Initiative (NAI): Protecting Consumer Privacy and Providing a Better Internet Experience

The NAI: Protecting Privacy and Providing Better Online Experiences

In a Nutshell: The Network Advertising Initiative (NAI) is an association of third-party digital advertising... read more »

Mike Randall

By: Mike Randall • 9/12/17

Blog

27,987 views

9 min read

Dartmouth Atlas Helps Americans Understand Our Complex Health Care System and Its Rising Costs

Dartmouth Atlas Helps Americans Understand Health Care Costs

In a Nutshell: First published in 1996, the goal of the Dartmouth Atlas of Health Care is helping Americans... read more »

Mike Randall

By: Mike Randall • 9/5/17

Blog

38,032 views

9 min read

Valley National Bank® Brings Fair and Affordable Homeownership Options to Underserved Neighborhoods

How Valley National Helps Underserved Homebuyers

In a Nutshell: Valley National Bank serves communities in central and northern New Jersey, areas of New York City... read more »

Mike Randall

By: Mike Randall • 8/23/17

Blog

42,864 views

9 min read

NYC’s Municipal Credit Union Celebrates 100 Years of Helping Members Avoid Predatory Lending

Municipal Credit Union Helps Members Avoid Predatory Lending

In a Nutshell: Founded in 1916 as a way to allow New York City employees the opportunity to save and borrow at... read more »

Mike Randall

By: Mike Randall • 8/2/17

Blog

40,359 views

9 min read

Turn Your Home Into a Ticket to the World — HomeExchange Saves Members an Average of 58% on Vacation Costs

HomeExchange Saves Members an Average of 58% on Vacation Costs

In a Nutshell: HomeExchange is one of the oldest and most respected membership-based home exchange platforms in the... read more »

Mike Randall

By: Mike Randall • 7/3/17

Guide

54,810 views

5 min read

What is Factact Free Disclosure? (FACT Act of 2003)

What Does Factact Free Disclosure Mean?

The Fair and Accurate Credit Transactions Act, also known as the FACT Act, is a federal law designed to give... read more »

Mike Randall

By: Mike Randall • 5/1/17

Guide

75,108 views

5 min read

“What Credit Score is Needed to Lease a Car?” Minimum Approval Score (2017)

What Credit Score is Needed to Lease a Car?

The decision to lease a car can be a very practical one for many people — and especially for those with... read more »

Mike Randall

By: Mike Randall • 3/8/17

Guide

48,510 views

9 min read

Do-It-Yourself Credit Repair (3 Ways to DIY: Letters, Software, eBooks)

Do-It-Yourself Credit Repair

Living with bad credit isn’t just a nuisance; it can impact every area of your life. If you’ve finally decided to... read more »

Mike Randall

By: Mike Randall • 2/2/17

Guide

94,584 views

7 min read

Annual Credit Report Review (5 Top AnnualCreditReport.com Complaints)

AnnualCreditReport.com Review

On the journey toward building and maintaining great credit, nothing is more important than keeping a close eye on... read more »

Mike Randall

By: Mike Randall • 1/19/17

Guide

100,000+ views

9 min read

“How to Raise Credit Score” (12 Proven Methods from Credit Experts)

12 Proven Methods — How to Raise Credit Score

The importance of maintaining a good credit score simply can’t be overstated. This is the number used by banks and... read more »

Mike Randall

By: Mike Randall • 7/21/16

Guide

100,000+ views

5 min read

Experian Dispute (4 Ways to Remove Credit Report Errors)

4 Ways to Remove Errors from Your Experian Credit Report

As consumers, we rely on our credit reports for getting a loan, qualifying for a mortgage, and even landing a job.... read more »

Mike Randall

By: Mike Randall • 5/12/16

Guide

100,000+ views

3 min read

How to Calculate Debt-to-Income Ratio (DTI) & What It Means

How to Calculate Debt-to-Income Ratio

Your debt-to-income (DTI) ratio is a factor that lenders use in determining whether you’re a good risk for a loan.... read more »

Mike Randall

By: Mike Randall • 4/4/16

Guide

100,000+ views

5 min read

TransUnion Dispute (How to Remove Credit Report Errors)

How to Dispute Errors on Your TransUnion Credit Report

Credit report errors can be both commonplace and costly. If you’re not regularly checking your credit report for... read more »

Mike Randall

By: Mike Randall • 3/21/16

Guide

100,000+ views

5 min read

How to Find Out What Debt Collectors You Owe (5 Steps)

How to Find Out What Debt Collectors You Owe (5 Steps)

If you’ve found yourself in a position to pay off some overdue debt, then congratulations are in order. Paying your... read more »

Mike Randall

By: Mike Randall • 2/15/16

Guide

100,000+ views

3 min read

Personal Loans for Rebuilding Credit with PersonalLoans.com

Personal Loans for Rebuilding Credit

There’s no question that our economy over the past six years has been difficult for many folks. But now that things... read more »

Mike Randall

By: Mike Randall • 1/25/16

Guide

100,000+ views

5 min read

How to “Cheat” My Credit Score (3 Quick Credit Fixes)

How to “Cheat” My Credit Score (3 Quick Credit Fixes)

In this age of helpful internet tips and shortcuts for everything, there’s got to be a way to cheat your credit... read more »

Mike Randall

By: Mike Randall • 1/18/16

Blog

100,000+ views

5 min read

Does Your Credit Score Drop When Someone Checks It?

Does Your Credit Score Drop When Someone Checks It?

If you’re getting ready to make a big purchase — say a car, an RV or a house — you’ve probably had someone tell you... read more »

Mike Randall

By: Mike Randall • 12/8/15

Guide

100,000+ views

5 min read

(From Credit Experts) How To “Remove Charge-Offs” Yourself

How to Remove Charge-Offs Yourself

A charge-off is one of the most harmful credit report entries, short of a bankruptcy. In fact, charge-offs remain... read more »

Mike Randall

By: Mike Randall • 10/5/15

Guide

100,000+ views

3 min read

10 Expert Picks:  Best Credit Cards for “Bad Credit” ([current_year])

10 Expert Picks: Best Credit Cards for Bad Credit

Having a credit card is practically a necessity in our modern day and age. Without one you’ll have a hard time... read more »

Mike Randall

By: Mike Randall • 9/3/15

Guide

100,000+ views

3 min read

5 (Vital) Resources for Veterans with Bad Credit

5 (Vital) Resources for Veterans with Bad Credit

We all owe a debt of gratitude to the brave men and women who have proudly served in our nation’s military. Without... read more »

Mike Randall

By: Mike Randall • 6/25/15