Linsey Knerl

Linsey Knerl

Bad Credit Expert

Linsey is a freelance blogger, author and public speaker with a passion for helping everyday families earn more and live better. She shares her expertise for parents who want to start budget-friendly businesses from home at 1099Mom.com.

Latest Posts

(14) Total Posts to Date

Guide

31,605 views

5 min read

“Credit Consolidation” — What It is, Reviews & Loans (8 Best Companies 2017)

What is Credit Consolidation?

Perhaps you feel overwhelmed by the amount of money you owe on various credit cards. Minimum monthly payments may... read more »

Linsey Knerl

By: Linsey Knerl • 3/1/17

Guide

53,181 views

11 min read

“How Do Credit Cards Work?” (11 Facts: APR, Interest, Rewards & More)

How Do Credit Cards Work?

Credit cards are an important, if not essential, part of being a consumer today. Plastic is accepted almost... read more »

Linsey Knerl

By: Linsey Knerl • 1/25/17

Guide

39,840 views

5 min read

5 Best Unsecured Personal Loans (Bad Credit, Poor Credit, No Credit)

5 Best Unsecured Personal Loans for Bad Credit

If you’ve heard that you are ineligible to get funding for a personal loan, you are not alone. Many people with... read more »

Linsey Knerl

By: Linsey Knerl • 12/27/16

Guide

30,979 views

5 min read

2016 Loan Amortization Schedule (Mortgage, Student, Car & Commercial)

Mortgage, Student, Car & Business Amortization Schedules

When you’re approved for a new loan, there are usually some things you understand right away. The value of the... read more »

Linsey Knerl

By: Linsey Knerl • 12/21/16

Blog

66,464 views

5 min read

The 4 Best Credit Cards for People with Bad Credit

The 4 Best Credit Cards for People with Bad Credit

Are you dealing with the consequences of bad credit decisions? While it may seem that your days of great credit... read more »

Linsey Knerl

By: Linsey Knerl • 12/11/16

Guide

41,580 views

7 min read

3 Steps — Refinance Car Loan with Bad Credit (How, Where, When)

3 Steps to Refinance a Car Loan with Bad Credit

If you’ve found your existing car loan to be a bit of a burden, you may have considered refinancing. This option is... read more »

Linsey Knerl

By: Linsey Knerl • 11/23/16

Guide

66,030 views

7 min read

5 Types of Loans for Unemployed People (Short & Long-Term Options)

5 Types of Loans for Unemployed People

While applying for a loan – even a small one – isn’t usually a problem for someone with average to excellent... read more »

Linsey Knerl

By: Linsey Knerl • 8/5/16

Guide

100,000+ views

7 min read

“What is Bad Credit?” (5 Factors to Consider & How to Improve It)

What is Bad Credit?

You’ve probably heard the commercials offering loans or other financial services to those with no credit or even... read more »

Linsey Knerl

By: Linsey Knerl • 7/15/16

Guide

100,000+ views

7 min read

“How Much Mortgage Can I Afford?” (5-Step Guide & Calculators)

5-Step Guide: How Much Mortgage Can I Afford?

When you tour a newly built home, the pristine look and fresh smell of baked goods can be a seductive combo. It’s... read more »

Linsey Knerl

By: Linsey Knerl • 6/9/16

Guide

100,000+ views

11 min read

Debt Counseling: 5-Step Guide (With 8 Free Options)

Debt Counseling: A Simple 5-Step Guide

Debt can be a useful tool for funding important goals in life, but excessive or unmanageable debt is never ideal.... read more »

Linsey Knerl

By: Linsey Knerl • 5/3/16

Guide

100,000+ views

9 min read

Your 10 Best (& Private) Options: Fertility Loans for Bad Credit

Your 10 Best & Private Options: Fertility Loans for Bad Credit

You may have been trying to conceive for some time and are now at a place where you think fertility treatments... read more »

Linsey Knerl

By: Linsey Knerl • 10/23/15

Blog

100,000+ views

7 min read

How to Overdraft Your Debit Card (4 Ways + How to Fix It)

How to Overdraft Your Debit Card

Debit cards are a responsible solution for people who want an easy way to make and track everyday purchases without... read more »

Linsey Knerl

By: Linsey Knerl • 9/17/15

Blog

100,000+ views

5 min read

8 Financial Calculators You Need in Your Life

8 Financial Calculators You Need in Your Life

Whether you’re looking to start simple with repayment of your credit card or plan for the big dream of owning your... read more »

Linsey Knerl

By: Linsey Knerl • 4/13/15

Study

100,000+ views

5 min read

5 Takeaways from the 2015 Credit Card Landscape Report

5 Takeaways from the 2015 Credit Card Landscape Report

A traditional finance study may not seem like interesting reading, but we can learn a great deal about the typical... read more »

Linsey Knerl

By: Linsey Knerl • 4/10/15