David Andrew

David Andrew

Bad Credit Expert

David Andrew is a former New York Life financial adviser, holding Series 6 and Certified Financial Planner credentials from his years with the company. He also holds degrees in economics and finance from McGill University. David is now a well-published finance writer with special expertise in credit cards and auto insurance. In addition to his work on BadCredit.org, his articles have been featured on eHow, Zacks.com, TheNest.com, Chron.com and other popular sites. When he's not keeping up with the latest news in the world of finance, David enjoys playing tennis and golf.

Latest Posts

(116) Total Posts to Date

Blog

100,000+ views

3 min read

4 Things to Never Put on Your Credit Card

4 Things to Never Put on Your Credit Card

Most of the time, it makes sense to pay with your credit card. You’ll earn card rewards on your purchases and as... read more »

David Andrew

By: David Andrew • 1/13/15

Guide

100,000+ views

5 min read

How to Get Financial Aid When You’re a Student with Bad Credit

How to Get Financial Aid When You’re a Student with Bad Credit

College is more expensive than ever. According to the College Board, the average student at a private university... read more »

David Andrew

By: David Andrew • 1/2/15

Guide

100,000+ views

3 min read

How to Build Credit with Bad Credit

How to Build Credit with Bad Credit

When you have a bad credit score, it’s easy to feel trapped. The best way to improve your credit is by making... read more »

David Andrew

By: David Andrew • 12/26/14

Study

100,000+ views

1 min read

Impatient People Tend to Have Worse Credit Scores, Study Suggests

Impatient People Tend to Have Worse Credit Scores, Study Suggests

Impatience can lead to many problems like extra stress, high blood pressure and a quick temper. A new study... read more »

David Andrew

By: David Andrew • 12/22/14

Guide

100,000+ views

3 min read

How to Run a Business When You Have Bad Credit

How to Run a Business When You Have Bad Credit

Building a successful business is challenging enough. When you have bad credit, the odds are even more stacked... read more »

David Andrew

By: David Andrew • 11/13/14

Study

100,000+ views

1 min read

Americans Rate Credit Card Debt as Worst Topic to Discuss with Strangers

Americans Rate Credit Card Debt as Worst Topic to Discuss with Strangers

If you’re meeting someone for the first time and trying to come up with a topic for conversation, don’t bring up... read more »

David Andrew

By: David Andrew • 10/27/14

Study

100,000+ views

1 min read

Money is the Main Cause of Stress in Relationships

Money is the Main Cause of Stress in Relationships

Managing a relationship isn’t always easy, and there are many challenges along the way. One of the biggest... read more »

David Andrew

By: David Andrew • 1/30/14

Guide

100,000+ views

3 min read

How to Protect Your Savings

How to Protect Your Savings

When they are looking for a safe place for their money, many Americans turn to their savings accounts at the bank.... read more »

David Andrew

By: David Andrew • 1/28/14

Study

100,000+ views

1 min read

Saving Money the Key to Happiness, Study Finds

Saving Money the Key to Happiness, Study Finds

If you want to be happier in 2014, you may want to start putting more money in your savings account. A new survey... read more »

David Andrew

By: David Andrew • 1/27/14

Guide

100,000+ views

3 min read

How to Deal When You’re Left a Large Amount of Money

How to Deal When You’re Left a Large Amount of Money

When you are left a sizable amount of money, it can be tough to keep a clear head. Between the grief from your... read more »

David Andrew

By: David Andrew • 1/24/14

Study

100,000+ views

1 min read

Study: Paying Bills and Debt Top Priority for Americans

Study: Paying Bills and Debt Top Priority for Americans

When it comes to money priorities, Americans are focused on the basics: paying their bills on time and paying off... read more »

David Andrew

By: David Andrew • 1/23/14

Guide

100,000+ views

3 min read

How to Save Money This Winter

How to Save Money This Winter

The holidays have come and gone, which means now we are stuck in the middle of winter. This can be a depressing... read more »

David Andrew

By: David Andrew • 1/21/14

Study

100,000+ views

1 min read

Stricter Credit Restrictions Could Hurt Housing Recovery

Stricter Credit Restrictions Could Hurt Housing Recovery

During the U.S. housing bubble, lenders were giving out too many mortgages to unqualified borrowers, which... read more »

David Andrew

By: David Andrew • 1/20/14

Guide

100,000+ views

5 min read

How to Pay Off Massive Debt

How to Pay Off Massive Debt

Debt can get out of control really fast. Between your credit cards, your student loans and your mortgage, it is... read more »

David Andrew

By: David Andrew • 1/17/14

Blog

100,000+ views

3 min read

4 Steps for Breaking a Lease with Bad Credit

4 Steps for Breaking a Lease with Bad Credit

When you sign a lease, you are signing a legally binding contract with your landlord. Your end of the bargain is... read more »

David Andrew

By: David Andrew • 1/15/14

Blog

100,000+ views

3 min read

3 Ways to Ask for a Credit Limit Increase

3 Ways to Ask for a Credit Limit Increase

 A higher limit on your credit cards can be a big convenience. First of all, having more credit means you’d able to... read more »

David Andrew

By: David Andrew • 1/8/14

Guide

100,000+ views

3 min read

How to Protect Your Credit During the Target Breach

How to Protect Your Credit During the Target Breach

This holiday season, shoppers got a bit of a wake-up call. Hackers managed to break into the credit databases of... read more »

David Andrew

By: David Andrew • 1/7/14

Blog

100,000+ views

3 min read

Tips for Having Good Credit in 2014

Tips for Having Good Credit in 2014

2014 is here and you may be setting goals for the new year. How about building a good credit score? This would be a... read more »

David Andrew

By: David Andrew • 1/6/14

Study

100,000+ views

1 min read

Study Examines Impact of Tighter Debt Collection Laws

Study Examines Impact of Tighter Debt Collection Laws

To protect consumers, state governments sometimes create laws that restrict the ability of creditors and debt... read more »

David Andrew

By: David Andrew • 1/6/14

Guide

100,000+ views

3 min read

How to Make Good Credit a New Year’s Resolution

How to Make Good Credit a New Year’s Resolution

The end of 2013 is coming up fast, which means it is almost time to ring in the new year. This is not only a great... read more »

David Andrew

By: David Andrew • 12/31/13

Blog

100,000+ views

3 min read

Can Good Credit Ever Be a Disadvantage?

Can Good Credit Ever Be a Disadvantage?

A good credit score makes your life better. With good credit, you will find it easier to qualify for loan, will pay... read more »

David Andrew

By: David Andrew • 12/31/13

Blog

100,000+ views

3 min read

Can You Dispute Debit Purchases?

Can You Dispute Debit Purchases?

So you’re going over your bank statement and find some problem charges on your debit card. Maybe someone stole your... read more »

David Andrew

By: David Andrew • 12/30/13

Guide

100,000+ views

3 min read

How to Make Personal Commitments to Save Better

How to Make Personal Commitments to Save Better

Saving money is the key to any successful financial plan. If you are going to reach major life goals like having... read more »

David Andrew

By: David Andrew • 12/27/13

Study

100,000+ views

1 min read

Study Finds Teens Often Take Precautions to Avoid Identity Theft

Study Finds Teens Often Take Precautions to Avoid Identity Theft

As our lives move online, it isn’t always easy to protect our personal information. Teens and young adults are... read more »

David Andrew

By: David Andrew • 12/26/13

Blog

100,000+ views

3 min read

Should You Pay Your Way to a Better Credit Score?

Should You Pay Your Way to a Better Credit Score?

Your credit score is important for nearly every aspect of your life. Lenders, landlords and even employers all... read more »

David Andrew

By: David Andrew • 12/26/13