BadCredit.org Staff

BadCredit.org Staff

Bad Credit Expert

This article was contributed by one or more members of the BadCredit.org editorial staff. To connect with our writers, editors, and other personal finance experts, please visit our Twitter, Google+ or Contact Us page.

Latest Posts

(129) Total Posts to Date

Blog

100,000+ views

5 min read

PersonalLoans.com: An Algorithm That Can Match You With a Lender in Minutes

PersonalLoans.com's Algorithm Can Match You With a Lender in Minutes

In a nutshell:  simplifies the loan application process for consumers by using algorithms that can match... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/1/16

Study

100,000+ views

13 min read

Exploring the Credit Behaviors of Undocumented Immigrants

Exploring the Credit Behaviors of Undocumented Immigrants

In a nutshell: A new study from the University of New Mexico found many undocumented immigrants are severely... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 5/1/15

Guide

100,000+ views

5 min read

How to Set Up a Debt Repayment Plan in 7 Easy Steps

How to Set Up a Debt Repayment Plan in 7 Easy Steps

Choosing to get serious about paying down your debt is a big step. It’s a commitment you’re making to yourself to... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/27/15

Study

100,000+ views

5 min read

Study: Lenient Bankruptcy Laws Make the Rich Invest Less

Study: Lenient Bankruptcy Laws Make the Rich Invest Less

In a nutshell: When bankruptcy exemption levels increase, the wealthy tend to invest less in risky unsecured... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/24/15

Study

100,000+ views

7 min read

Research Explains Why Crashes Follow Lending Booms

Research Explains Why Crashes Follow Lending Booms

In a nutshell: A combination of overconfidence, selective memory and high liquidity explains why financial crises... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/21/15

Blog

100,000+ views

11 min read

10 Undergrads Ready to Revolutionize the Finance Industry

10 Undergrads Ready to Revolutionize the Finance Industry

For thousands of college students around the United States, graduation is right around the corner. The days of... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 4/6/15

Study

100,000+ views

7 min read

Is Bankruptcy Law Unfair to Low-Income Citizens?

Is Bankruptcy Law Unfair to Low-Income Citizens?

Bankruptcy is a measure of last resort for the overindebted consumer, presumably offering a fresh financial start... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/31/15

Guide

100,000+ views

3 min read

The Spring-Cleaning Guide to Fixing Your Credit

The Spring-Cleaning Guide to Fixing Your Credit

The arrival of spring signals that it’s time to clean house, dust off things you haven’t looked at in a year, get... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/30/15

Study

100,000+ views

7 min read

Adding Salt to a Wound: When Lenders Ignore Your Bankruptcy

Adding Salt to a Wound: When Lenders Ignore Your Bankruptcy

Back in November 2014, The New York Times shed light on a disturbing trend among some of the nation’s biggest... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/24/15

Study

100,000+ views

21 min read

America’s 20 Most Overindulgent Metropolitan Areas

America’s 20 Most Overindulgent Metropolitan Areas

In a nutshell: Americans love to consume, but living a life of excess — especially with your finances — can lead to... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/17/15

Study

100,000+ views

9 min read

Faith, Finance and Fear: How Churches Declare Bankruptcy

Faith, Finance and Fear: How Churches Declare Bankruptcy

Bankruptcy is one of the most effective yet misunderstood forms of consumer protection in the legal system. Instead... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/12/15

Study

100,000+ views

19 min read

The 20 Hardest-Working Cities in America

The 20 Hardest-Working Cities in America

Over the past decade, there’s been quite a lot of talk about consumers’ stagnating wages — not only because the... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/5/15

Guide

100,000+ views

5 min read

6 Ways to Check Someone Else’s Credit Report

6 Ways to Check Someone Else’s Credit Report

We all know a person’s credit report tells a lot about them – and not just financially. A credit report contains... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/2/15

Blog

100,000+ views

7 min read

Want to Really Repair Your Credit? Lawyer Up.

Want to Really Repair Your Credit? Lawyer Up.

On the list of things people enjoy doing, repairing their credit probably ranks pretty low. It’s a long and... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 3/2/15

Study

100,000+ views

7 min read

Underwater: Household Finances After Hurricane Katrina

Underwater: Household Finances After Hurricane Katrina

2005 was a terrible year for New Orleans — Hurricane Katrina, a category five storm and meteorological juggernaut,... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/19/15

Blog

100,000+ views

17 min read

11 Presidents Who Passed Landmark Consumer Finance Laws

11 Presidents Who Passed Landmark Consumer Finance Laws

President’s Day is a time to reflect on the accomplishments and leadership of our past commanders-in-chief. We... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/16/15

Study

100,000+ views

5 min read

How P2P Loans Could Disrupt Traditional Consumer Lending

How P2P Loans Could Disrupt Traditional Consumer Lending

The Internet has a track record of cultivating uncanny new technologies that challenge markets, playing the role of... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/10/15

Study

100,000+ views

15 min read

The 20 Safest Small Cities for Your Retirement

The 20 Safest Small Cities for Your Retirement

For someone with bad credit, figuring out retirement can be a tricky task. Chances are your finances are already... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/4/15

Blog

100,000+ views

5 min read

How GDR Could Overhaul Debt Collecting

How GDR Could Overhaul Debt Collecting

In a nutshell: Global Debt Registry hopes to become the world’s first independent registry to catalog and track... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 2/3/15

Study

100,000+ views

15 min read

The 20 Most Dangerous Cities to Own Property

The 20 Most Dangerous Cities to Own Property

Every year the U.S. Federal Bureau of Investigation releases data through the Uniform Crime Reporting (UCR) Program... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 1/27/15

Study

100,000+ views

7 min read

How Big Data and Credit Law Could Reinforce Inequality

How Big Data and Credit Law Could Reinforce Inequality

Is big data leveling the playing field in the modern-day consumer credit market, or is it doing more harm than... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 1/26/15

Blog

100,000+ views

1 min read

SCOTUS Favors Homeowners in Mortgage Dispute

SCOTUS Favors Homeowners in Mortgage Dispute

WASHINGTON, D.C. — The U.S. Supreme Court Tuesday ruled in favor of homeowners rescinding a mortgage due to the... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 1/14/15

Study

100,000+ views

13 min read

America’s 15 Most Financially Irresponsible Cities

America’s 15 Most Financially Irresponsible Cities

Last month, we took at look at some of America’s most financially responsible cities. Drawing on data from... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 1/13/15

Blog

100,000+ views

3 min read

4 Ways to Pay Off a Wedding Debt

4 Ways to Pay Off a Wedding Debt

Anyone who is recently married can tell you the cost of a wedding — even a small ceremony — is gargantuan. By the... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 1/7/15

Blog

100,000+ views

7 min read

MoneyIsland: The Best Game for Teaching Kids Finance

MoneyIsland: The Best Game for Teaching Kids Finance

In a nutshell — MoneyIsland is a creative and fun program for children that teaches basic financial literacy skills... read more »

BadCredit.org Staff

By: BadCredit.org Staff • 1/5/15