4 Credit Tips for Football Season

4 Credit Tips for Football Season
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BadCredit.org Staff
By: BadCredit.org Staff
Posted: September 17, 2013
Experts share their tips and advice daily on BadCredit.org, helping subprime consumers navigate the world of personal finance.

Much to the excitement of Americans across the country, football season is back.

Whether you get your kicks watching the NFL, the NCAA or high school ball, the highlight of every weekend is a football game.

It’s easy to get caught up in the fun and make poor credit decisions, so use these tips to ensure your credit has as good a season as your team.

1. Beware of drunk spending.

Football and beer go hand in hand, and for many fans, the two are inseparable.

However, as the beer goes in, smart judgment and willpower tend to go out the door. Many people make unwise credit card purchases when they drink.

It may happen while ordering unnecessary and expensive food at the stadium or while buying the whole bar a round of shots after a winning touchdown. You will wake up the next day with regrets.

If you struggle to keep the credit card spending in check when you drink, ask a game day buddy to keep you accountable or bring a limited amount of cash with you to spend.

2. Eat and drink before you go.

While drinking Budweiser from a plastic cup and eating a mediocre hotdog is part of the football experience, you pay a major premium for eating and drinking at the stadium.

You will enjoy better quality goods for a fraction of the price and your credit card bill will thank you later.

If you can’t imagine the thought of football without cold beer, limit yourself to just one or two.

“Instead of whipping out your

credit card, eat at your house.”

3. Keep an eye out for fraud.

Football tailgating, games and parties are great fun, but they can also mean chaos, especially in college football.

You may leave your purse or wallet somewhere for a while unattended, or you may accidentally leave your card at a bar overnight. A number of mishaps can occur.

If you did part with your card at any point due to football madness, regularly check your credit card bill to make sure no unauthorized charges appear.

If you see any potentially fraudulent purchases, call your issuer immediately.

4. Get rewarded for your loyalty.

Did you know your loyalty for your favorite team can extend to your credit card? NFL teams have branded credit cards you can apply for.

Not only will your card have your favorite team’s name and logo, but you also can earn points that can be redeemed for team merchandise, game tickets or VIP experiences.

If you are a football fanatic, an NFL credit card might be worth it.

Photo: thebullgator.com